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PayPal: PayPal Credit reviews

4.73
Based on 181,092 reviews, last reviewed 2nd Aug 2026
98% increase in 5 star reviews
in the past 90 days
141% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Awesome PayPal PayPal is always there when i need a safe transaction Reviewed on: 2nd August 2026
Paul E's avatar
Paul E

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026
Bianca Vlascu's avatar
Bianca Vlascu

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (181093)

Paypal my confidence and Protector when shopping

5
Paypal gave me confidence when making payments and able request refund with ease, whenever issue arise that I would not able to solve. Paypal is my protector when shopping everything in one place. I am 100% enjoying Paypal. Reviewed on: 1st June 2026

Always easy to use

5
Always easy to use, esp. like the interest free credit and pay in 3 options, as they are useful for budgeting. Reviewed on: 1st June 2026

Used for year's always trusted!

5
Used for year's always trusted! Have been us in payday for over 10 years and it's my favorite way to pay online Reviewed on: 1st June 2026

A safe way to pay.

5
A safe way to pay, cos if there are issues you have PayPal to back you up with transactions... great customer service as well. Reviewed on: 1st June 2026

Excellent customer service very helpful

5
Excellent customer service very helpful Reviewed on: 1st June 2026

A must have!

5
Very useful love it. Easy to use for all transactions. A must have !! Reviewed on: 1st June 2026

Love the PayPal!

4
Never had any issues using PayPal. Love the pay in 3 option, it is something I consider every time I make a larger purchase. I would love to see this system expanded on, perhaps pay in 5 etc. I find the UI intuitive and all payments are quick and easy with minimal fuss. Great platform. Reviewed on: 1st June 2026

Helps to buy

5
Very helpful when buying expensive stuff without interest charge . Thank you Reviewed on: 1st June 2026

Nice and smooth experience with no friction and alwa...

5
Nice and smooth experience with no friction and always promot. Would definitely recommend to friends and family. Reviewed on: 1st June 2026

Great service

5
Great service but would appreciate more email communication regarding outstanding payments due. Easy to track online though. Reviewed on: 1st June 2026

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