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PayPal: PayPal Credit reviews

4.90
Based on 64,714 reviews, last reviewed 14th Apr 2026
1281500% increase in 5 star reviews
in the past 90 days
3900% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

SIMPLY THE BEST. Always there to help you whenever they can. Reviewed on: 14th April 2026
MICHAEL B's avatar
MICHAEL B

Latest lowest rating:

1

Rubbish service. Rubbish service. I'm so not happy Reviewed on: 14th April 2026
Fernando G's avatar
Fernando G

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (64714)

Easy to use

5
Easy to use and set up credit, great offers Reviewed on: 9th July 2022

big relief in hard time

5
It is big relief during rainy days Reviewed on: 9th July 2022

Amazing

5
The interest rate is reasonable Reviewed on: 9th July 2022

very happy with Pay Pal credit

5
I`m using pay Pal for a number of years now, very easy to make all transactions through pay pal. Reviewed on: 9th July 2022

Easy, convenient, straightforward

5
I have been using PayPal credit for some time now. It is easy to use, convenient and also gives you peace of mind. Reviewed on: 9th July 2022

Simple yet amazing

5
I love paypal credit. It gives me flexibility to pay for my purchases especially the ones over 99£, spaced to pay in 4 months. It gives me enough control of my finances without hurting my budget. I recommend Paypal Credit! Reviewed on: 9th July 2022

PayPal credit

5
Perfect credit option, easy to use with the app and such friendly staff!!! Reviewed on: 9th July 2022

Quick and easy access

5
PayPal credit us quick and easy to apply, really convenient for online shopping. Reviewed on: 9th July 2022

excellent customer service

5
enjoy having this account it comes handy Reviewed on: 9th July 2022

Easy!

5
Love the pay in 3 and free credit for 4 months on larger purchases. Easy to keep a track on my spending. Reviewed on: 9th July 2022

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Help others make smarter decisions by sharing your own experience. Write a review