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PayPal: PayPal Credit reviews

View other PayPal products
4.90
Based on 65,294 reviews, last reviewed 14th Apr 2026
1335100% increase in 5 star reviews
in the past 90 days
3900% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Easy to use for payments. Easy to use for payments. Site is easy to navigate and manage account. Excellent customer service with enquiries, ans quick money back Reviewed on: 14th April 2026
Carolyn G's avatar
Carolyn G

Latest lowest rating:

2

I have very bad experience with PayPal I have very bad experience with PayPal Reviewed on: 14th April 2026
Musadaq C's avatar
Musadaq C
Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (65294)

Smart

5
With the Pay pal service has been turning my dreams into reality for more than five years! Reviewed on: 12th August 2022
Val's avatar
Val

Best friend to lend money from

5
Always here for me. Never let me down in my family every day needs and emergency Reviewed on: 12th August 2022
Anaida Marsh's avatar
Anaida Marsh

Amazing Service

5
I have been a PayPal member for many year now and I am a very satisfied customer. I feel that the service that PayPal provides is outstanding. Many thanks! Reviewed on: 12th August 2022
Satisfied customer's avatar
Satisfied customer

Handy and protected

5
I love PayPal for it's flexibility, being handy and giving me a feeling of protection. Reviewed on: 12th August 2022
Soheil Sepehri's avatar
Soheil Sepehri

Fantastic credit taken everywhere

5
I use PayPal credit for so much stuff as you’ve always got cover on your purchases. Thanks guys Reviewed on: 12th August 2022
Sam Reeve's avatar
Sam Reeve

Excellent for when money is tight

5
Paypal pay in 3 has been an absolute game changer for me. I can now purchase needed items and pay interest free over 3 months instead of putting it on the credit card and accruing massive charges. I think it’s wonderful. Reviewed on: 12th August 2022
Louise's avatar
Louise

Secure

5
When I do online shopping. I do with security and peace of mind. Reviewed on: 12th August 2022
Hassan Ahmadi's avatar
Hassan Ahmadi

Simple to use

4
Easy to use for online shopping, would be super if you could balance transfer Reviewed on: 12th August 2022
Jess Elverstone's avatar
Jess Elverstone

Pay pal credit is a life changer

5
With PayPal credit I was able to pay for an emergency bill. Highly recommend this service! Reviewed on: 12th August 2022
jennimay321's avatar
jennimay321

Easily accessible on all my devices, quick and secure

5
I use Paypal because I know that its safe and convenient. Its easy to transfer money to friends and send money to companies Reviewed on: 12th August 2022
Stephanie H's avatar
Stephanie H

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