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PayPal: PayPal Credit reviews

4.73
Based on 181,092 reviews, last reviewed 2nd Aug 2026
98% increase in 5 star reviews
in the past 90 days
141% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Awesome PayPal PayPal is always there when i need a safe transaction Reviewed on: 2nd August 2026
Paul E's avatar
Paul E

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026
Bianca Vlascu's avatar
Bianca Vlascu

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (181093)

I e been with PayPal for year and my experience with...

5
I e been with PayPal for year and my experience with them is exquisite, they act professionally, they are communicative also always at the end of the call to satisfy their customers, Reviewed on: 1st June 2026

Very good

5
My experience with PayPal is excellent everything is very easy and is good Reviewed on: 1st June 2026

Good product

5
I know i can pay securely with a respectable banking service Reviewed on: 1st June 2026

Used PayPal for a long time now and the usability of...

5
Used PayPal for a long time now and the usability of the app is very good and easy to understand Reviewed on: 1st June 2026

I’ve been using PayPal for several years and have co...

5
I’ve been using PayPal for several years and have consistently had a positive experience. The platform is easy to use, whether I’m sending money to friends and family, making online purchases, or receiving payments for business transactions. One of the features I appreciate most is the added layer of security. I feel more comfortable shopping online knowing that my financial details aren’t shared directly with merchants. Transactions are usually processed quickly, and the mobile app makes it convenient to manage payments on the go. Customer support has also been helpful whenever I’ve needed assistance, and the dispute resolution process provides extra peace of mind when dealing with online purchases. The ability to link multiple bank accounts and cards in one place is another major benefit. While some fees can apply to certain transactions, the convenience, reliability, and security PayPal provides make it well worth using. Overall, PayPal is a trusted payment platform that has made managing online transactions simple and efficient. Reviewed on: 1st June 2026

It is easy to use

4
It is easy to use and payback with little or no interest. Reviewed on: 1st June 2026

Is easy to pay i always use and is excellent...

5
Is easy to pay i always use and is excellent Reviewed on: 1st June 2026

PayPal is easily accessible and to use.

5
PayPal is easily accessible and to use. Throughout the year, PayPal has been used to make important transactions - without the credit feature it wouldn’t have been possible otherwise. Thank you PayPal for being there when I needed it! Reviewed on: 1st June 2026

Always really helpful and informative

5
Always really helpful and informative Reviewed on: 1st June 2026

Great service provider

4
I have never had a negative experience with PayPal to date. In fact I have found it easy to process transactions. Reviewed on: 1st June 2026

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