Write a review

Newsletter

Go to business site

PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181092 reviews)

View other PayPal products

4.73

Based on 181,092 reviews, last reviewed 2nd Aug 2026

98% increase in 5 star reviews

in the past 90 days

141% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Awesome PayPal PayPal is always there when i need a safe transaction Reviewed on: 2nd August 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience.

Write a review

PayPal PayPal Credit reviews (181092)

Excellent and Prostive

Excellent and prostive in their service Reviewed on: 1st June 2026

I have really good experience.

I have really good experience. I like it. Reviewed on: 1st June 2026

Excellent Flexible Payment Option

PayPal Credit is extremely convenient and reliable. The application process is quick, payments are easy to manage, and the flexibility to spread costs over time has really helped with larger purchases. The interface is straightforward, and transactions are processed smoothly. A very useful financial tool for responsible spending. Reviewed on: 1st June 2026

Good service and i will defenitly recomanded

Good service and i will defenitly recomanded Reviewed on: 1st June 2026

usege fir payment

just a very easy thing to use very happy Reviewed on: 1st June 2026

Been using PayPal for many years, great service

Been using PayPal for many years, great service Reviewed on: 1st June 2026

Easy access

From day one is been a easy app ,to access and starting credit that was offered was good Reviewed on: 1st June 2026

Excellent condition and the power

Excellent condition and the power Reviewed on: 1st June 2026

Constant updates payments sent on time feel safe usi...

Constant updates payments sent on time feel safe using PayPal Reviewed on: 1st June 2026

Great and reliable way to pay, easy accessible and i...

Great and reliable way to pay, easy accessible and it’s accepted by many retailers Reviewed on: 1st June 2026

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Retail Finance
from Omni Capital Retail Finance 3.99 from 4 reviews
Payments
from PayPal 4.71 from 3855 reviews
Retail Finance
from V12 Retail Finance 4.44 from 25 reviews

Want to see more from PayPal?

Pay in 3
from PayPal 4.76 from 101256 reviews
Payments
from PayPal 4.71 from 3855 reviews
Credit card
from PayPal 4.66 from 125 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub