Smart Money People Logo

PayPal: PayPal Credit reviews

4.90
Based on 64,714 reviews, last reviewed 14th Apr 2026
1281500% increase in 5 star reviews
in the past 90 days
3900% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

SIMPLY THE BEST. Always there to help you whenever they can. Reviewed on: 14th April 2026
MICHAEL B's avatar
MICHAEL B

Latest lowest rating:

1

Rubbish service. Rubbish service. I'm so not happy Reviewed on: 14th April 2026
Fernando G's avatar
Fernando G

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (64714)

Very happy

5
I have used this service for many years and have no issues. I like the added proctection with Paypal and any claims are dealt quickly. Reviewed on: 9th July 2022

Manageable to use

5
So happy to use my paypal credit you are relax anytime time you feel and want to shop and repay it till due date.with the zero interest. Reviewed on: 9th July 2022

The best product

5
Very helpful when needed Reviewed on: 9th July 2022

PayPal Credit

5
Fast, reliable and trusted. Payment are made in a matter of seconds and by far the best credit lender out there. Reviewed on: 9th July 2022

Good

5
It’s good I have been using PayPal for last 15 years. It’s a Good service. Reviewed on: 8th July 2022

Good for purchasing more flexibly and also PayPal credit option is everywhere available.

5
Excellent for purchasing hassle free payments and also best experience with online retailers. Reviewed on: 8th July 2022

4 months interest free

5
Nothing more simple and a much better deal than any other credit facility. Love the 4 months interest free! Reviewed on: 8th July 2022

PayPal best credit provider

5
Have dealt with PayPal for some time and found the company to be helpful and customer service is excellent. My sons put me on to this and glad they did. Reviewed on: 8th July 2022

paypal credit

5
its a great thing to have, especially when something goes wrong with my car and i am short of cash i can just use my paypal credit to buy the things i need and pay it back with multiple choices of payment methods Reviewed on: 8th July 2022

Great Credit Card

5
Hassle free, transparent and credible. Nothing is hidden from the customer Reviewed on: 8th July 2022

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review