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PayPal: PayPal Credit reviews

4.73
Based on 181,092 reviews, last reviewed 2nd Aug 2026
98% increase in 5 star reviews
in the past 90 days
141% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Awesome PayPal PayPal is always there when i need a safe transaction Reviewed on: 2nd August 2026
Paul E's avatar
Paul E

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026
Bianca Vlascu's avatar
Bianca Vlascu

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (181092)

flexible credit facility

5
Easy to use additional credit facility - simple to setup and visible balance Reviewed on: 1st June 2026

Great services

5
I am enjoying the services provided by PayPal Reviewed on: 1st June 2026

Nice and Easy

5
Very easy payment terms, nice and secure when shopping online! Reviewed on: 1st June 2026

They dont take your payment off your credit quick en...

4
They dont take your payment off your credit quick enough which causes worry Reviewed on: 1st June 2026

Very good I would recommend it to friends and family...

5
Very good I would recommend it to friends and family Reviewed on: 1st June 2026

A* * * 100 X better than a credit card

5
A* * * 100 X better than a credit card Reviewed on: 1st June 2026

Great customer service

5
Problems solved instantly or within a short petiod Reviewed on: 1st June 2026

Great to deal with!

5
Always good to deal with, simple no nonsense support. Reviewed on: 1st June 2026

PayPal is so easy to use and rewards are good.

5
PayPal is so easy to use and rewards are good. Reviewed on: 1st June 2026

Straightforward and easy to use.

5
Straightforward and easy to use. Good customer support and rewards system is a good incentive. Reviewed on: 1st June 2026

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