Paid advertisement
Smart Money People Logo
Newsletter

PayPal: PayPal Credit reviews

4.73
Based on 181,092 reviews, last reviewed 2nd Aug 2026
98% increase in 5 star reviews
in the past 90 days
141% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Awesome PayPal PayPal is always there when i need a safe transaction Reviewed on: 2nd August 2026
Paul E's avatar
Paul E

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026
Bianca Vlascu's avatar
Bianca Vlascu

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (181092)

Quick, easy, straight forward app to use

5
Quick, easy, straight forward app to use Reviewed on: 1st June 2026

Amazing love using PayPal so easy to use

5
Amazing love using PayPal so easy to use Reviewed on: 1st June 2026

Simple and easy to use.

5
Simple and easy to use. Straight forward and not complicated. Would recommend to everyone . Reviewed on: 1st June 2026

Perfect choice

5
Easy to use very reliable very secure Reviewed on: 1st June 2026

Safe and convenient with excellent customer service.

5
I'm using PayPal for many years and never had any issues with the payment service or customer service difficulties. Highly recommended!!! Reviewed on: 1st June 2026

PayPal has my back!

5
PayPal has my back! I trust them as a payment platform that makes efficient and fast payments for me, and they also step in and are fair when things go wrong. PayPal is easy to use and removes the need for me to share my bank details with sellers. Reviewed on: 1st June 2026

Paypal credit has helped me so much.

5
Paypal credit has helped me so much..it has got my credit score back up as I went through s rough patch in my life and found it so hard afterwards to get credit...but paypal honer this for me and I am now back on my feet so thankyou paypal Reviewed on: 1st June 2026

Great way to budget over 4 months

5
Great way to budget and can use it with a lot of retailers Reviewed on: 1st June 2026

Perfect simply and quick I been using credit year by...

5
Perfect simply and quick I been using credit year by year Reviewed on: 1st June 2026

PayPal helps me in a many different ways, making my...

5
PayPal helps me in a many different ways, making my life more easy. Reviewed on: 1st June 2026

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Want to see more from PayPal?

  • Pay in 3

    from PayPal 4.76 from 101256 reviews
    PayPal
  • Payments

    from PayPal 4.71 from 3855 reviews
    PayPal
  • Credit card

    from PayPal 4.66 from 125 reviews
    PayPal
    View all products