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PayPal: PayPal Credit reviews

4.73
Based on 181,092 reviews, last reviewed 2nd Aug 2026
98% increase in 5 star reviews
in the past 90 days
141% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Awesome PayPal PayPal is always there when i need a safe transaction Reviewed on: 2nd August 2026
Paul E's avatar
Paul E

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026
Bianca Vlascu's avatar
Bianca Vlascu

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (181092)

Secured account , fast customer service

5
Secured account , fast customer service Reviewed on: 1st June 2026

Very pleased with PayPal

5
Every time I wanted to buy anything, it always works and also credit helped me to buy a lot of tools with monthly instalments with no approvals from anywhere. I trust and recommend. Reviewed on: 1st June 2026

Everything is set out very clearly and easy to under...

5
Everything is set out very clearly and easy to understand, nothing ever goes wrong Reviewed on: 1st June 2026

I really think paypal is doing a great job with its...

5
I really think paypal is doing a great job with its 4 month interest free offers. It makes some payments affordable for a short term. Reviewed on: 1st June 2026

Simply The Best.

5
I've had the best since I joined Reviewed on: 1st June 2026

Excellent help to grow up your credit score no need...

5
Excellent help to grow up your credit score no need to pay interest Reviewed on: 1st June 2026

I got hacked a couple of years ago it was all sorted...

5
I got hacked a couple of years ago it was all sorted within 48 hours excellent service from PayPal Reviewed on: 1st June 2026

Great Payment options and credit limit

5
PayPal gave me a good credit value and 4 months payment option has been brilliant . I have also got PayPal credit card which means I can shop comfortably when abroad with my kids . I have been furnishing my house past 2 years through PayPal payment options and has been brilliant. Reviewed on: 1st June 2026

Helped me out when i needed a little cash boost

5
Helped me out when i needed a little cash boost Reviewed on: 1st June 2026

Always ready, always there.

5
Always ready, always there when required and customer services are second to none, couldn’t be happier. Reviewed on: 1st June 2026

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