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PayPal: PayPal Credit reviews

View other PayPal products
4.90
Based on 63,903 reviews, last reviewed 14th Apr 2026
1206600% increase in 5 star reviews
in the past 90 days
3700% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

I have used PayPal for over 20 years and continue to... I have used PayPal for over 20 years and continue to do so. From pay in 3, PayPal credit and PayPal + transaction methods remain flexible and meet my ... Read more Reviewed on: 14th April 2026
Joe Pickering's avatar
Joe Pickering

Latest lowest rating:

2

I notice PayPal reduces your amount yearly and I don... I notice PayPal reduces your amount yearly and I don't understand. Reviewed on: 14th April 2026
Rosemarie A's avatar
Rosemarie A
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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

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PayPal PayPal Credit reviews (63903)

Hassle-free and reliable

5
I always look out for PayPal credit when I need to spread my payments. It's easy to check your balance and you get reminders when a payment is due so you aren't left feeling surprised when payment is taken. Reviewed on: 8th July 2022
William Gallimore-Tallen's avatar
William Gallimore-Tallen

Reliable credit card

5
Easy to access the credit,very useful Reviewed on: 8th July 2022
Gabriel Gingu's avatar
Gabriel Gingu

my go to ........

5
so easy to work with wish more sites would use PayPal its reassuringly useful Reviewed on: 8th July 2022
nicky payne's avatar
nicky payne

PayPal credit

5
Very easy to use very easy to manage your payments. Reviewed on: 8th July 2022
paul conway's avatar
paul conway

PayPal credit

5
PayPal credit provides a great opportunity to take advantage of 4 month 0% interest, this has helped me so much through the pandemic when struggling with money problems. Couldn't ask for better service. Reviewed on: 8th July 2022
joe safianyk's avatar
joe safianyk

Great

5
Used it numerous times. Very helpful! Reviewed on: 8th July 2022
mm ee's avatar
mm ee

Trust

5
When I am thinking in PayPal...the first thing in my thoughts is Trust.! Reviewed on: 8th July 2022
Luciano's avatar
Luciano

Great service

5
The credit plans are great, definitely recommend to anyone Reviewed on: 8th July 2022
Kayley's avatar
Kayley

My Beginning

5
I had no credit cards and I wasn't able to get one as my credit was low but PayPal gave me an opportunity to make my credit and I'm using it and since last year I have built my credit and hopefully soon I'll be able to have even more credit limits. They gave me the opportunity and that's a lot for me. Thank you PayPal Reviewed on: 8th July 2022
Reza Mohebi's avatar
Reza Mohebi

Peace of mind

5
When you see PayPal logo on shopping websites you have peace of mind that your purchase will be all protected. Reviewed on: 8th July 2022
Sadegh Salesi Mousaabadi's avatar
Sadegh Salesi Mousaabadi

Review PayPal: PayPal Credit now

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