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PayPal: PayPal Credit reviews

View other PayPal products
4.90
Based on 63,977 reviews, last reviewed 14th Apr 2026
1213500% increase in 5 star reviews
in the past 90 days
3700% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Easy to use and to track spending and like the benef... Easy to use and to track spending and like the benefits you get with the account Reviewed on: 14th April 2026
Vicky Y's avatar
Vicky Y

Latest lowest rating:

2

I notice PayPal reduces your amount yearly and I don... I notice PayPal reduces your amount yearly and I don't understand. Reviewed on: 14th April 2026
Rosemarie A's avatar
Rosemarie A
Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

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PayPal PayPal Credit reviews (63977)

Amazing

5
Absolutely happy with PayPal credit Reviewed on: 8th July 2022
Mojtaba Tonddast's avatar
Mojtaba Tonddast

Amazing

4
Quick to use instead of putting card details in every time. Reviewed on: 8th July 2022
M Ahmed's avatar
M Ahmed

Ms Mary

5
Only good experiences so many years. Reviewed on: 8th July 2022
Mary Lovisa Eiser's avatar
Mary Lovisa Eiser

Ease of use

5
Payoal is accepted pretty much everywhere. Their customer service is superb. Reviewed on: 8th July 2022
Abderrahmane Mouhieddine 's avatar
Abderrahmane Mouhieddine

Mr omar

5
It's very good and you can use it anywhere but it is good if can be using as well in the shop. Reviewed on: 8th July 2022
omar jawud's avatar
omar jawud

Convenient credit

5
An easy and convenient way to spread the cost of moderate to expensive items. I have used it many times and as long as I budget for the repayments ,whether it be 3 or 4 months it allows me to purchase things I normally cannot afford to pay for in one go. A very user friendly app allows me to easily set up an automatic repayment or one offs. Reviewed on: 8th July 2022
Nicola Nicolai's avatar
Nicola Nicolai

Easiest way to pay!

5
I love this option of paying for goods from Paypal! It's allowed me to do all kinds of home improvements! Easy, simple payment processing. Clear billing statement system and easy to make payments off your balance. Reviewed on: 8th July 2022
Jules Chun's avatar
Jules Chun

Very efficient way to buy

5
Easy to use. Allows people to buy goods with no pressure attached. Fantastic terms. 0% offered. Reviewed on: 8th July 2022
Einion Williams's avatar
Einion Williams

My PayPal

5
I use PayPal for all my purchase, they’re excellent, safe and secure. PayPal bravo to you. Reviewed on: 8th July 2022
Bosede Akinlade's avatar
Bosede Akinlade

PayPal credit is so convenient and useful

5
Love my PayPal credit. Always easy to use and convenient to have to hand for new purchases! PayPal always offer support and have great customer service. Reviewed on: 8th July 2022
Tara hemphill's avatar
Tara hemphill

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