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PayPal: PayPal Credit reviews

4.73
Based on 181,090 reviews, last reviewed 1st Aug 2026
106% increase in 5 star reviews
in the past 90 days
150% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

The ease it provides is now so much better. The ease it provides is now so much better. More websites and online are now accepting this payment. Bring able to add this to my wallet has made thin... Read more Reviewed on: 1st August 2026
Andy Davies's avatar
Andy Davies

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026
Bianca Vlascu's avatar
Bianca Vlascu

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (181090)

Its good, does what it says on the tin.

4
Its good, does what it says on the tin. Reviewed on: 31st May 2026

Simple easy transactions, handy for payments.

5
Simple easy transactions, handy for payments. Reviewed on: 31st May 2026

Never had any issues with PayPal always got help wit...

5
Never had any issues with PayPal always got help with issues Reviewed on: 31st May 2026

Used PayPal for years and am very happy

5
Used PayPal for years and am very happy Reviewed on: 31st May 2026

Four months interest free and up to 4 years on large...

5
Four months interest free and up to 4 years on large purchases is fantastic easy to check your balance and when to pay for purchases and check recent transactions you can make a payment anytime so easy. Reviewed on: 31st May 2026

Always five star service.

5
Always five star service. Their customer service is exceptional. Reviewed on: 31st May 2026

Never really had a problem.

5
Never really had a problem. Never needed customer service and like the fact it makes you look at your debt Reviewed on: 31st May 2026

I have used PayPal for over 24 years and I have neve...

5
I have used PayPal for over 24 years and I have never had a problem. I have always received refunds when I have not received my items which allows for peace of mind. Reviewed on: 31st May 2026

Good to use would reccoment to every one very good g...

5
Good to use would reccoment to every one very good good to use Reviewed on: 31st May 2026

Long time user, still here.

5
Long time user, still here. Greeeeeeeeeeeeat Reviewed on: 31st May 2026

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