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PayPal: PayPal Credit reviews

View other PayPal products
4.90
Based on 66,666 reviews, last reviewed 15th Apr 2026
1460600% increase in 5 star reviews
in the past 90 days
4200% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Easy smaller interest free payments Helps split my purchases into monthly smaller payments interest free Reviewed on: 15th April 2026
RileyLad81's avatar
RileyLad81

Latest lowest rating:

1

Like the points, and how easy it is to use them on f... Like the points, and how easy it is to use them on future purchases Reviewed on: 15th April 2026
Steven Nahum's avatar
Steven Nahum
Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (66666)

Don’t understand customer service when ringing

5
Don’t understand customer service when ringing Reviewed on: 12th May 2024
Tim M's avatar
Tim M

My only complaint would be there sometimes seems to...

5
My only complaint would be there sometimes seems to be a delay in payments being reflected in balance Reviewed on: 12th May 2024
Caroline Q's avatar
Caroline Q

NO COMPLAINTS AT ALL

5
NEVER had a single complaint or niggle. Brilliant Reviewed on: 12th May 2024
Steve Wilson's avatar
Steve Wilson

Simple and Protected

5
Very good and Efficient. Money feels protected and safe. Money easy to manage Reviewed on: 12th May 2024
Mike's avatar
Mike

It's easy to use!

5
It's easy to use! A good straightforward UI as well Reviewed on: 12th May 2024
Ester C's avatar
Ester C

Using PayPal makes online purchases so much easier,...

5
Using PayPal makes online purchases so much easier, more often than not it's a one-click purchase, if you send something back the refund arrive quickly, and when I've had any issues with a transaction the customer service team have sorted this unbelievably promptly. Couldn't ask for more! Reviewed on: 12th May 2024
Laura C's avatar
Laura C

Good service easy to use and helpful

5
Good service easy to use and helpful Reviewed on: 12th May 2024
G M's avatar
G M

Good experience and easy to using

5
Good experience and easy to using Reviewed on: 12th May 2024
Ionel I's avatar
Ionel I

I am using paypal from last 12 years.

5
I am using paypal from last 12 years. So its very useful and convenient and safe Reviewed on: 12th May 2024
Asad's avatar
Asad

Great service and very helpful!

5
Great service and very helpful! Been using it for a while and has assisted a lot! Reviewed on: 12th May 2024
Nicholas A's avatar
Nicholas A

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