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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181090 reviews)

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4.73

Based on 181,090 reviews, last reviewed 1st Aug 2026

106% increase in 5 star reviews

in the past 90 days

150% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

The ease it provides is now so much better. The ease it provides is now so much better. More websites and online are now accepting this payment. Bring able to add this to my wallet has made thin... Read more Reviewed on: 1st August 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181090)

I enjoy having paypal credit as it helps me to buy b...

I enjoy having paypal credit as it helps me to buy bigger purchases without having to pay all the money upfront Reviewed on: 31st May 2026

Happy customer

PayPal credit is easy to use and manage. Reviewed on: 31st May 2026

Simple money management.

Simple money management. More banks should take note Reviewed on: 31st May 2026

Good Rewards

PayPal is all about customer experience with incredible spending rewards Reviewed on: 31st May 2026

Easy to use and secure

Easy to use, secure one-click options, no issues really. Reviewed on: 31st May 2026

Easy to use and Pay in 3 is great

Easy to use and Pay in 3 is great Reviewed on: 31st May 2026

Experience has always been good.

Experience has always been good.However,it has not been all ways full of roses. Reviewed on: 31st May 2026

Excellent in a pinch.

Excellent in a pinch. Easy to use and easy to pay back. Generous credit limit. I use paypal on a daily basis and it's always great service. Reviewed on: 31st May 2026

Great alternative to banks I use PayPal more often t...

Great alternative to banks I use PayPal more often than anything else Reviewed on: 31st May 2026

I feel safe using PayPal love the repayment options...

I feel safe using PayPal love the repayment options too help is always available too Reviewed on: 31st May 2026

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