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PayPal: PayPal Credit reviews

4.90
Based on 67,004 reviews, last reviewed 15th Apr 2026
1492300% increase in 5 star reviews
in the past 90 days
4200% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

It's excellent service being able to purchase items... It's excellent service being able to purchase items and either do pay back in 3 payments or over a longer time Reviewed on: 15th April 2026
Laurence M's avatar
Laurence M

Latest lowest rating:

1

Like the points, and how easy it is to use them on f... Like the points, and how easy it is to use them on future purchases Reviewed on: 15th April 2026
Steven Nahum's avatar
Steven Nahum

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (67004)

I Feel a lot safer paying via Paypal and feel my pur...

5
I Feel a lot safer paying via Paypal and feel my purchases are better protected. Reviewed on: 12th May 2024

Really handy app and feels secure using for online p...

5
Really handy app and feels secure using for online payments. Reviewed on: 12th May 2024

sending money and payments

5
i use paypal to send money to my girlfriend and also to spread costs of my payments, it is vital for me Reviewed on: 12th May 2024

Not much to say.

5
Not much to say. But good service Reviewed on: 12th May 2024

Easy to use and great range of credit options

4
Easy to use and great range of credit options including interest free Reviewed on: 12th May 2024

Always money in your hand.

5
Always money in your hand. Easy to apply Reviewed on: 12th May 2024

I been with PayPal over so many years, provided exce...

5
I been with PayPal over so many years, provided excellent service and communication and always dealt with my correspondence, Any issues I comfortable talking to PayPal customer service, they dealt with the enquiry efficiently Reviewed on: 12th May 2024

Absolutely cracking experience always there to help

5
Absolutely cracking experience always there to help Reviewed on: 12th May 2024

PayPal really helped me at very difficult times and...

5
PayPal really helped me at very difficult times and their interest free credit always helped me to come out of debts, thanks Reviewed on: 12th May 2024

Excellent service, great rates and affordable payments.

5
Excellent service, great rates and affordable payments. Reviewed on: 12th May 2024

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