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PayPal: PayPal Credit reviews

4.90
Based on 76,844 reviews, last reviewed 19th Apr 2026
2400100% increase in 5 star reviews
in the past 90 days
6900% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

I find PayPal easy and straightforward. I find PayPal easy and straightforward. I like it protects my transactions. Reviewed on: 19th April 2026
Mandy C's avatar
Mandy C

Latest lowest rating:

2

Not transparent at all. Not transparent at all. Vague statements, suspicious disconnects from customer support, Reviewed on: 19th April 2026
Greg W's avatar
Greg W

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (76844)

Good experience, easy to use, application easy to us...

4
Good experience, easy to use, application easy to use , customer service always available Reviewed on: 1st June 2024

Used PayPal for years in all different ways.

5
Used PayPal for years in all different ways. If ever a problem paypal solved it. Reviewed on: 1st June 2024

Paypal works for me

5
Paypal recovered almost £400 I had paid to a retailer. I hadn't redeemed my voucher in time and so the company took my money without supplying any goods. Paypal contacted the company and eventually managed to get me a refund. I'm so grateful - I don't have £400 to give away. Reviewed on: 1st June 2024

Never had any problems.

5
Never had any problems. Transfers always very quick. Reviewed on: 1st June 2024

Good experience and easy to use!

5
Good experience and easy to use! Reviewed on: 1st June 2024

PayPal credit is ideal way to spend and pay back in...

5
PayPal credit is ideal way to spend and pay back in easy instalments Reviewed on: 1st June 2024

Paypal customerservice, helped me to retract the aut...

5
Paypal customerservice, helped me to retract the auto deducted money from the vendor which I didn't made any transactions at all. Reviewed on: 1st June 2024

Always use PayPal where possible, it’s peace of mind...

5
Always use PayPal where possible, it’s peace of mind knowing that if something went wrong with the order they can sort it out for you and get your money back. Reviewed on: 1st June 2024

Great advice from customer support and services with...

5
Great advice from customer support and services with instant communication over the telephone,should be able to rate the call handers communication and service Reviewed on: 1st June 2024

Customer service is fantastic.

5
Customer service is fantastic, when I've had issues they have been really helpful and have resolved issues quickly in line with the UK regulations Reviewed on: 1st June 2024

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