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PayPal: PayPal Credit reviews

4.73
Based on 181,090 reviews, last reviewed 1st Aug 2026
106% increase in 5 star reviews
in the past 90 days
150% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

The ease it provides is now so much better. The ease it provides is now so much better. More websites and online are now accepting this payment. Bring able to add this to my wallet has made thin... Read more Reviewed on: 1st August 2026
Andy Davies's avatar
Andy Davies

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026
Bianca Vlascu's avatar
Bianca Vlascu

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (181090)

The service very good and secure.

5
The service very good and secure. I have been with paypal for years now. I do recommend it . Reviewed on: 31st May 2026

When I've had a problem you've sorted it out well...

5
When I've had a problem you've sorted it out well done Reviewed on: 31st May 2026

Secure dependable spending with Paypal

5
Always buy through PayPal due to their method of contesting on my behalf when I have an issue with a seller. Gives me peace of mind Reviewed on: 31st May 2026

PayPal is the easiest way to check out and feels ver...

5
PayPal is the easiest way to check out and feels very secure. I also enjoy the pay in 3 option which is quick and easy. Reviewed on: 31st May 2026

Easier to use app always have a helping response to...

5
Easier to use app always have a helping response to queries Reviewed on: 31st May 2026

Easy to use and pay in 3 is always a...

5
Easy to use and pay in 3 is always a great help Reviewed on: 31st May 2026

Very good use alot for purchases I want to split up.

5
Very good use alot for purchases I want to split up. Much better than using Klarna and the app is very simple to use so I can see all of my purchases and manage them. Reviewed on: 31st May 2026

Excellent service

5
Ive had a paypal account for many years and its a save way to pay for goods and services, giving me peace of mind Reviewed on: 31st May 2026

Very good experience perfect

5
Very good experience Personally would recommend papal credit to everyone I know Reviewed on: 31st May 2026

PayPal Is an excellent app to have.

5
PayPal has helped me over the years to buy larger purchases by paying over a period of time. Very helpful. Reviewed on: 31st May 2026

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