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PayPal: PayPal Credit reviews

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4.90
Based on 76,991 reviews, last reviewed 19th Apr 2026
2414200% increase in 5 star reviews
in the past 90 days
6900% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

I find paying with PayPal is amazing not only for pa... I find paying with PayPal is amazing not only for paying for goods but with family at birthdays and Christmas.Also the pay in 3 is such a handy thing.... Read more Reviewed on: 19th April 2026
PAUL C's avatar
PAUL C

Latest lowest rating:

2

Not transparent at all. Not transparent at all. Vague statements, suspicious disconnects from customer support, Reviewed on: 19th April 2026
Greg W's avatar
Greg W
Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

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PayPal PayPal Credit reviews (76991)

Great when you can't pay all at once.

5
Using PayPal credit has not only let make larger purchases I wouldn't have been able to afford, it's also improved my credit rating. Reviewed on: 1st June 2024
Matt H's avatar
Matt H

PayPal credit is very convenient to use!

5
PayPal credit is very convenient to use, make easy purchases, get interest free credit for 4 months, interest free EMI on certain products. I've been using it for a while and I prefer it over other credit accounts! Reviewed on: 1st June 2024
Sandeep Rimal's avatar
Sandeep Rimal

Easy to use and clear payment structure

5
Easy to use and clear payment structure Reviewed on: 1st June 2024
Mike W's avatar
Mike W

The best platform for any transaction

5
When you have any issues, PayPal always act in the best interest of there customers. They are the most reliable platform for any purchases. Reviewed on: 1st June 2024
Babatunde O's avatar
Babatunde O

Paypal credit is amazing and helped me out when I've...

5
Paypal credit is amazing and helped me out when I've had hope appliances break down and have to buy new one and it's easier to spread the cost and you can pay of bills so much easier with it Reviewed on: 1st June 2024
Courtney M's avatar
Courtney M

Really simple and easy to use.

5
Really simple and easy to use. Is a simple way to get funds and spread the cost. Reviewed on: 1st June 2024
Charlie M's avatar
Charlie M

Helps spread the cost and make items affordable!

5
PayPal credit has been extremely useful for spreading the cost of items. Also it has allowed me to build my credit score up. Over all a very good service and helpful. Reviewed on: 1st June 2024
James W's avatar
James W

Probably the most secure way to purchase online.

4
Probably the most secure way to purchase online.. Reviewed on: 1st June 2024
Stuart Harding's avatar
Stuart Harding

Very good service.

5
Very good service. Love it helps alot Reviewed on: 1st June 2024
James Mead's avatar
James Mead

Very helpful and always appreciated their services

5
Very helpful and always appreciated their services Reviewed on: 1st June 2024
Andrei P's avatar
Andrei P

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