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PayPal: PayPal Credit reviews

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4.90
Based on 77,098 reviews, last reviewed 19th Apr 2026
2424200% increase in 5 star reviews
in the past 90 days
6900% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

I've been using PayPal for a decade and I don't have... I've been using PayPal for a decade and I don't have any issues, it works very well and thank you PayPal credit. Reviewed on: 19th April 2026
Dee's avatar
Dee

Latest lowest rating:

2

Not transparent at all. Not transparent at all. Vague statements, suspicious disconnects from customer support, Reviewed on: 19th April 2026
Greg W's avatar
Greg W
Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (77098)

PayPal credit is an amazing way to pay big amounts w...

5
PayPal credit is an amazing way to pay big amounts without stressing too much knowing you can pay back in installments at your leisure without any added interest so long as it is within 4 months, it has made making big purchases much easier. I’d highly recommend it for those slightly bigger purchases, to help with those budgeting or those wishing to spread payments for whatever reason. Reviewed on: 1st June 2024
Baschar's avatar
Baschar

Always easy to borrow and pay back, lots of offers...

5
Always easy to borrow and pay back, lots of offers Reviewed on: 1st June 2024
Kash A's avatar
Kash A

Brilliant

5
Great rates, easy to use and good customer service the few times I’ve had to contact them. Reviewed on: 1st June 2024
Kyle M's avatar
Kyle M

Quick and easy payments.

5
Quick and easy payments. Simple to use, and great customer service. Reviewed on: 1st June 2024
FNon's avatar
FNon

I always use PayPal as I know there customer service...

5
I always use PayPal as I know there customer service is outstanding Reviewed on: 1st June 2024
Lisa's avatar
Lisa

Very helpful and quick to help

5
Very helpful and quick to help when you can’t afford a part for my car PayPal credit helped me get it Reviewed on: 1st June 2024
David h's avatar
David h

Really good experience would definitely recommend to...

5
Really good experience would definitely recommend to anyone Reviewed on: 1st June 2024
Teigan R's avatar
Teigan R

Using for years without any problem

5
Using for years without any problem Reviewed on: 1st June 2024
Eeksha R's avatar
Eeksha R

Easy to use.

5
Easy to use. Easy to Maintain and manage. Reviewed on: 1st June 2024
Darren young's avatar
Darren young

20yrs of almost daily use, love it!!

5
Always use PayPal from purchasing good to receiving money. It’s superb. 20 years and never had a problem! It’s added guarantee your money is safe and purchases protected! Reviewed on: 1st June 2024
Alicia's avatar
Alicia

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