Paid advertisement
Smart Money People Logo
Newsletter

PayPal: PayPal Credit reviews

4.73
Based on 181,090 reviews, last reviewed 1st Aug 2026
106% increase in 5 star reviews
in the past 90 days
150% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

The ease it provides is now so much better. The ease it provides is now so much better. More websites and online are now accepting this payment. Bring able to add this to my wallet has made thin... Read more Reviewed on: 1st August 2026
Andy Davies's avatar
Andy Davies

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026
Bianca Vlascu's avatar
Bianca Vlascu

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (181090)

Usually helpful although sometimes can take a long t...

5
Usually helpful although sometimes can take a long time to resolve an issue Reviewed on: 31st May 2026

Safe and secure payment method

5
I always use PayPal if available as a safe and secure method of online payment. Reviewed on: 31st May 2026

My account was hacked and the team were superb at ge...

5
My account was hacked and the team were superb at getting my money back. They were superb and very professional and kept me reassured at a terrible time Reviewed on: 31st May 2026

PayPal has been an excellent addition to the interne...

5
PayPal has been an excellent addition to the internet and I wouldn’t make purchases online without them Reviewed on: 31st May 2026

Helped me when I needed most !

5
Helped me when I needed most ! Easy to use and fast answers Reviewed on: 31st May 2026

Had a problem.

5
Had a problem. Easy to contact and discuss, and problem solved Reviewed on: 31st May 2026

Brilliant, smooth and easy to use and no problems.

5
Brilliant, smooth and easy to use and no problems. Which is refreshing in this day and age. Thanks for being 10/10 Reviewed on: 31st May 2026

It was good.

5
It was good. credit limit provided is according to my earning. Provided credit card which is great for in shop purchase Reviewed on: 31st May 2026

best alternative payment system

5
Always great to use no problem from me Reviewed on: 31st May 2026

always perfect always safe not happy

5
always perfect always safe not happy using any body else Reviewed on: 31st May 2026

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Want to see more from PayPal?

  • Pay in 3

    from PayPal 4.76 from 101255 reviews
    PayPal
  • Payments

    from PayPal 4.70 from 3855 reviews
    PayPal
  • Credit card

    from PayPal 4.66 from 125 reviews
    PayPal
    View all products