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PayPal: PayPal Credit reviews

4.90
Based on 77,199 reviews, last reviewed 19th Apr 2026
2434000% increase in 5 star reviews
in the past 90 days
6900% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Not had any issues I have been using PayPal for over 5 years and I find their service really good Reviewed on: 19th April 2026
Yvonne o's avatar
Yvonne o

Latest lowest rating:

2

Not transparent at all. Not transparent at all. Vague statements, suspicious disconnects from customer support, Reviewed on: 19th April 2026
Greg W's avatar
Greg W

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (77199)

I always have a peace of mind by paying through...

5
I always have a peace of mind by paying through PayPal Reviewed on: 1st June 2024

Never had any issue using the service

5
Never had any issue using the service Reviewed on: 1st June 2024

PayPal excellent

5
I have used PayPal and PayPal credit for a number of years with no trouble or problems. When something unexpected happened their customer service was good and resolved the issue. That's why I would happily recommend PayPal to friends and family. Reviewed on: 1st June 2024

trust more than card payment!

5
I trust making payments through PayPal more than the bank because they do more to protect your money Reviewed on: 1st June 2024

Good easy to use at times sometimes the security asp...

3
Good easy to use at times sometimes the security aspect you are just repeating things constantly Reviewed on: 1st June 2024

excellent service all round.

5
Always have had excellent services and safety. Reviewed on: 1st June 2024

PayPal is great

5
Paypal has been great when things get a little tight at the end of the month. I have been able to provide for my children & my family. Reviewed on: 1st June 2024

PayPal has been so helpful and easy to use.

5
PayPal has been so helpful and easy to use. Reviewed on: 1st June 2024

Practical and easy payments

5
I like PayPal . Very easy and safe to use Reviewed on: 1st June 2024

No dramas, no fuss!

5
No real issues, PayPal credit 4 month interest free gives me the space I need to budget, sometimes they do a 12 month deal which I have also taken advantage of…in the past when I have not received the item I purchased they where there to assist in a timely manner. Reviewed on: 1st June 2024

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