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PayPal: PayPal Credit reviews

View other PayPal products
4.90
Based on 77,290 reviews, last reviewed 19th Apr 2026
2442500% increase in 5 star reviews
in the past 90 days
6900% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Best credit card provider. Best credit card provider. High recommended Reviewed on: 19th April 2026
Bartosz B's avatar
Bartosz B

Latest lowest rating:

2

Not transparent at all. Not transparent at all. Vague statements, suspicious disconnects from customer support, Reviewed on: 19th April 2026
Greg W's avatar
Greg W
Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

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PayPal PayPal Credit reviews (77290)

Paypal..

5
I love paypal, sometime i need to treat the kids before payday and i often use paypal credit. My hoover broke and i needed a replacement asap so i did buy now pay in 12 with paypal. I tell everyone about paypal. Reviewed on: 1st June 2024
Bethany B's avatar
Bethany B

Secure and easy to use

5
PayPal is secure and easy to use, it can be used most of the time as well. Reviewed on: 1st June 2024
Jodie Hurst-Lord's avatar
Jodie Hurst-Lord

Love PayPal credit

5
Have always used PayPal credit for urgent purchases and sometimes pre-payday treats. Never had any issues and as long as it’s paid off on time it’s interest free. Reviewed on: 1st June 2024
Chloe T's avatar
Chloe T

Great and easy to use

5
I’ve never had any issue with PayPal credit, it’s a great tool and would highly recommend. Reviewed on: 1st June 2024
Miya N's avatar
Miya N

Advance Help to All the Family and Friends

5
can only pay for goods on line should be able to pay friends and family Reviewed on: 1st June 2024
Craig Bixall's avatar
Craig Bixall

Always found really easy to use.

5
Always found really easy to use. No need to remember to make payment as it’s done automatically. Best of all no interest fees! Reviewed on: 1st June 2024
Helen 's avatar
Helen

Thanks PayPal Credit!

5
I have had a great experience with PayPal credit, it has allowed me to purchase my dream gaming laptop and spread the cost with no interest over 48 months. Without it I would have still been stuck with my old dinasour and not able to play any modern games! For sure saved me during the covid times! Reviewed on: 1st June 2024
Colin C's avatar
Colin C

PayPal credit, it's all you need!

5
PayPal credit is always my preferred way to pay for anything I buy online, never had a single problem when using it. Now you can connect to curve and get a card that links to your PayPal credit account so you take PayPal out and about with you for your day to day purchases, it really is the complete package which I find very useful. Reviewed on: 1st June 2024
Andrew S's avatar
Andrew S

Worth it

5
Easy money handling ,straight forward and simple Reviewed on: 1st June 2024
chris goldie's avatar
chris goldie

Easy to use app, is accepted at most retailers I use...

5
Easy to use app, is accepted at most retailers I use, pay in 4 is excellent as most providers such as Klarna are pay in 3. Reviewed on: 1st June 2024
Andrew F's avatar
Andrew F

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