Write a review

Newsletter

Go to business site

PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181090 reviews)

View other PayPal products

4.73

Based on 181,090 reviews, last reviewed 1st Aug 2026

106% increase in 5 star reviews

in the past 90 days

150% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

The ease it provides is now so much better. The ease it provides is now so much better. More websites and online are now accepting this payment. Bring able to add this to my wallet has made thin... Read more Reviewed on: 1st August 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience.

Write a review

PayPal PayPal Credit reviews (181090)

Very easy to use.

Very easy to use. Simple and straight forward with no hassle at all. Will use again in the future. Reviewed on: 31st May 2026

Useful being able to split payments in three, as wel...

Useful being able to split payments in three, as well as the option for four months interest free with the credit Reviewed on: 31st May 2026

Easy to use everywhere

Easy to use everywhere, mostly online services Reviewed on: 31st May 2026

Safest way to pay!

Love pay in 3. Great to transfer between fries and family. Makes me feel safe and secure when purchasing through them online Reviewed on: 31st May 2026

Always helpful,efficient and professional

Always helpful,efficient and professional Reviewed on: 31st May 2026

Very convenient, good services

Very convenient, providing good services and value for money Reviewed on: 31st May 2026

Easy process

I just find PayPal a very easy process,nothing is complicated & the format is very easy to understand Reviewed on: 31st May 2026

PayPal is always easy and great and helpful when I’v...

PayPal is always easy and great and helpful when I’ve been scammed and got my money back Reviewed on: 31st May 2026

PayPal is good!

Pay in three is handy and interest free… also very easy to use on pretty much every web site. However, obviously higher interest for credit if don’t pay off in the 0 percent interest term - but I like PayPal! Reviewed on: 31st May 2026

PayPal has been a life saver for me , It has helped...

PayPal has been a life saver for me , It has helped me to purchase items so many times when I haven't had funds available , And I trust the security I have when I use it , And the PayPal protection , and I don't know what I would do without it . Reviewed on: 31st May 2026

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Retail Finance
from Close Brothers 3.17 from 12 reviews
Retail Finance
from Omni Capital Retail Finance 3.99 from 4 reviews
Very Account
from Shop Direct 3.18 from 28 reviews

Want to see more from PayPal?

Pay in 3
from PayPal 4.76 from 101255 reviews
Payments
from PayPal 4.70 from 3855 reviews
Credit card
from PayPal 4.66 from 125 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub