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PayPal: PayPal Credit reviews

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4.90
Based on 77,395 reviews, last reviewed 19th Apr 2026
2452400% increase in 5 star reviews
in the past 90 days
6900% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

4

Great for day to day use. Great for day to day use. Easy to set up and use. Paypal credit is very useful but also difficult to track interest fees in there. Terrible for contac... Read more Reviewed on: 19th April 2026
TOWK's avatar
TOWK

Latest lowest rating:

2

Not transparent at all. Not transparent at all. Vague statements, suspicious disconnects from customer support, Reviewed on: 19th April 2026
Greg W's avatar
Greg W
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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (77395)

Good experience in buying online

5
Good experience in buying online Reviewed on: 1st June 2024
Henry M's avatar
Henry M

Gave me credit and time to pay when I really needed...

5
Gave me credit and time to pay when I really needed it , had no problems at all with them Reviewed on: 1st June 2024
Gordon h's avatar
Gordon h

Used PayPal for few years

5
Been with PayPal a few years. Helped me with birthday’s and Christmas’s Reviewed on: 1st June 2024
Florence m's avatar
Florence m

PayPal credit is an easy way to shop and spread the...

5
PayPal credit is an easy way to shop and spread the costs. It’s really useful seeing your account information set up with your limit and spendings clear to see and when payments are due to be made. Reviewed on: 1st June 2024
Hazel's avatar
Hazel

The best site

5
Every time was fantastic to deal with PayPal Reviewed on: 1st June 2024
Manuela T's avatar
Manuela T

Excellent Customer Service

5
Had issues with refunds as vendor failed to deliver items. PayPal helped to resolve everything positively. All good Reviewed on: 1st June 2024
Mr Lawrence Bassey-Davies's avatar
Mr Lawrence Bassey-Davies

Makes it easier to spread the cost!

5
Makes it easier to spread the cost and a lot of items you get no interest on if you spend a certain amount, never had a issue with PayPal compared to other companies. Reviewed on: 1st June 2024
Ricky F's avatar
Ricky F

Paypal Credit

5
PayPal credit is great it’s easy to purchase items on a lot of platforms not just E-Bay pay in 3 is handy if it’s a smaller amount I definitely would recommend PayPal credit but you need to make sure you keep up with your payments. Or you will have a lot of interest on the top of your payments. Reviewed on: 1st June 2024
EVA 's avatar
EVA

Amazing experience using PayPal finance!

5
Amazing experience using PayPal finance! Reviewed on: 1st June 2024
Alicia l's avatar
Alicia l

I had quite a bad credit score and PayPal credit has...

5
I had quite a bad credit score and PayPal credit has allowed me to work on building it back up and getting back into a positive score. Greatly appreciate the, apr % is fair and would absolutely recommend it to people who can use it. Reviewed on: 1st June 2024
JaCk 's avatar
JaCk

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