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PayPal: PayPal Credit reviews

4.73
Based on 181,090 reviews, last reviewed 1st Aug 2026
106% increase in 5 star reviews
in the past 90 days
150% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

The ease it provides is now so much better. The ease it provides is now so much better. More websites and online are now accepting this payment. Bring able to add this to my wallet has made thin... Read more Reviewed on: 1st August 2026
Andy Davies's avatar
Andy Davies

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026
Bianca Vlascu's avatar
Bianca Vlascu

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (181090)

Use paypal for many purchases.

5
Use paypal for many purchases. Customer service were courteous and quick to resolve. Easy and secure for me to use. Reviewed on: 31st May 2026

Great service and easy to use.

5
Great service and easy to use. Gives more choice when purchasing. Reviewed on: 31st May 2026

A credit lender you can rely on

5
Absolutely love PayPal credit I love the fact that you can spread things over three payments completely interest Free you can add things to account and as long as it’s paid off within 120 days it’s also interest Free I love the fact you can now have a Credit Card to go along with your PayPal credit. I found the whole thing easy I love that I can just easily login and check my balance any time and pay off any amount whenever I like. Reviewed on: 31st May 2026

Every case I have submitted since I joined PayPal ha...

5
Every case I have submitted since I joined PayPal has been well resolved positively Reviewed on: 31st May 2026

Easy quick and simple to use.

5
Easy quick and simple to use. I've never had any issues using PayPal.and there are so many different services they offer be lost without it Reviewed on: 31st May 2026

Very quickly resolved.

5
Very quickly resolved. Agent was professional and empathic to my situation and resolved the issues. Reviewed on: 31st May 2026

Trusted PayPal

5
Incredible no haste easy to navigate site Reviewed on: 31st May 2026

Trust and peace of mind.

5
I like to pay via PayPal as I trust them to take of my. Money. I'd say it was peace of mind Reviewed on: 31st May 2026

Effective online payments.

5
PayPal credit is easy to use and has helped me spread the cost of purchases on a number of occasions. The interest free opportunities have also proved useful. The security is effective for payments. Reviewed on: 31st May 2026

Be better when making payment shows payment rather t...

4
Be better when making payment shows payment rather than just going back Reviewed on: 31st May 2026

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