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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.9 (77354 reviews)

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4.90

Based on 77,354 reviews, last reviewed 19th Apr 2026

2448600% increase in 5 star reviews

in the past 90 days

6900% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

Excellent Excellent and easy to use through app. Reviewed on: 19th April 2026

Latest lowest rating:

2

Not transparent at all. Not transparent at all. Vague statements, suspicious disconnects from customer support, Reviewed on: 19th April 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (77354)

I found the statement I little bit confused you can...

I found the statement I little bit confused you can see all the information only if you download it Reviewed on: 1st June 2024

Great customer service.

Great customer service. Always receive a swift reply Reviewed on: 1st June 2024

Love using PayPal so helpful

Love using PayPal so helpful instalments and safe to use Reviewed on: 1st June 2024

PayPal a handy service

The pay in 3 option is brilliant, and PayPal credit is very handy and good value in terms of interest. Reviewed on: 1st June 2024

Found very easy to use, plus got some discounts thro...

Found very easy to use, plus got some discounts through PayPal credit Reviewed on: 1st June 2024

Paypal is easy to use, very clear, reliable.

Paypal is easy to use, very clear, reliable. I put PayPal above visa and mastercard on all counts, and is the digital payment option of today. The app clearly tells you your balance, when payments are due, and options to pay. Reviewed on: 1st June 2024

Easy and flexible

PayPal credit is easy and flexible to use. It supports in store purchases and spreading costs with 0%interest rate for the first 3 to 4 months. Reviewed on: 1st June 2024

Paypal credit a great help

I have never had any problems with PayPal credit , it helps so much when I choose an item I can’t afford without paying for it in instalments. Reviewed on: 1st June 2024

Great help when needed and very clear

PayPal credit has helped me make a number of payments I didn’t have the money for at the time, it’s always been clear with what the total amount payable was and terms, I can’t recommend it enough. The only thing I can suggest is the app could show itemised statements showing what is cleared and what is left on each agreement rather than just the total amount owed, it would help me keep track of where the money has gone or is going. A brilliant app and great help. Reviewed on: 1st June 2024

I love using PayPal credit - it’s a safe and secure...

I love using PayPal credit - it’s a safe and secure way of buying things with the added benefit of spreading big payments Reviewed on: 1st June 2024

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