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PayPal: PayPal Credit reviews

View other PayPal products
4.90
Based on 77,262 reviews, last reviewed 19th Apr 2026
2439800% increase in 5 star reviews
in the past 90 days
6900% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

4

I use paypal credit all the time , 4 months interest... I use paypal credit all the time , 4 months interest free, whats not too like, so easy to use even better now with the app Reviewed on: 19th April 2026
mick t's avatar
mick t

Latest lowest rating:

2

Not transparent at all. Not transparent at all. Vague statements, suspicious disconnects from customer support, Reviewed on: 19th April 2026
Greg W's avatar
Greg W
Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (77262)

Easy to understand and use.

5
Easy to understand and use. Really enjoy usun this. Reviewed on: 1st June 2024
Aanda's avatar
Aanda

Smart Financing Solution for Luxury Purchases

5
In today's economic landscape, this method provides a fantastic opportunity to purchase higher-end items and enjoy an extended repayment period, distinguishing itself from credit cards that typically require full repayment within a month. Reviewed on: 1st June 2024
Jody R's avatar
Jody R

Very easy to manage credit, good limits like the upd...

5
Very easy to manage credit, good limits like the updates Reviewed on: 1st June 2024
Sarunas Banikonis 's avatar
Sarunas Banikonis

Makes paying for things easier helps spread the cost

5
Makes paying for things easier helps spread the cost Reviewed on: 1st June 2024
Anthony W's avatar
Anthony W

Easy, excepted on many platforms.

5
Easy, excepted on many platforms. Reviewed on: 1st June 2024
Markblues's avatar
Markblues

Always good experience :) I recommended for every body.

5
Always good experience :) I recommended for every body. Reviewed on: 1st June 2024
Tomasz Ratajczyk's avatar
Tomasz Ratajczyk

Safety, but I have to learn more about this payment...

4
Safety, but I have to learn more about this payment method. Reviewed on: 1st June 2024
Valeriu S's avatar
Valeriu S

Really useful if you are single parent as it allows...

5
Really useful if you are single parent as it allows you to spread the purchase costs over 3 or 4 months period with 0% interest. It allowed me to buy my daughter Christmas and birthday presents. Very grateful! Thank you. Reviewed on: 1st June 2024
Lucyna C's avatar
Lucyna C

I'm able buy items and pay later

4
Good to use but pay before deadline Reviewed on: 1st June 2024
Darko Boahene's avatar
Darko Boahene

Easy to use for emergencies clear and simple proce...

5
Easy to use for emergencies clear and simple process and understanding Reviewed on: 1st June 2024
mark h's avatar
mark h

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