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PayPal: PayPal Credit reviews

4.73
Based on 181,090 reviews, last reviewed 1st Aug 2026
106% increase in 5 star reviews
in the past 90 days
150% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

The ease it provides is now so much better. The ease it provides is now so much better. More websites and online are now accepting this payment. Bring able to add this to my wallet has made thin... Read more Reviewed on: 1st August 2026
Andy Davies's avatar
Andy Davies

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026
Bianca Vlascu's avatar
Bianca Vlascu

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (181090)

Smooth, reliable, quick

5
Reliable, fast, always receive reminders before a payment is taken out Reviewed on: 31st May 2026

I am loving it its very convenient

5
I am loving it its very convenient Reviewed on: 31st May 2026

Paypal service

5
Always willing to help with a problem excellent servicebeen using for years never had any problems Reviewed on: 31st May 2026

Great.premier league champions of the finance world

5
Great online app . Easy to contact customer services and staff on telephone understanding and helpful. I wish my every day bank was so accessible Reviewed on: 31st May 2026

Great customer service, always resolve any issues i...

5
Great customer service, always resolve any issues in a timely fashion. Reviewed on: 31st May 2026

Its very good and easy to maintain the things on...

5
Its very good and easy to maintain the things on paypal Reviewed on: 31st May 2026

Paypal service has been amazing.

5
Paypal service has been amazing. I get all i need with speed Reviewed on: 31st May 2026

Best Finance app, very good rates and UI is one of t...

5
Best Finance app, very good rates and UI is one of the best Reviewed on: 31st May 2026

Poor customer service.

2
Poor customer service. Did not answer my question. Felt they just read a std script Reviewed on: 31st May 2026

Great way to pay

5
Always clear and easy to use. I can use PayPal for most things which helps with finances and being able to pay monthly. I can check my balance and pay as and when I can which is great. Reviewed on: 31st May 2026

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