Write a review

Newsletter

Go to business site

PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181090 reviews)

View other PayPal products

4.73

Based on 181,090 reviews, last reviewed 1st Aug 2026

106% increase in 5 star reviews

in the past 90 days

150% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

The ease it provides is now so much better. The ease it provides is now so much better. More websites and online are now accepting this payment. Bring able to add this to my wallet has made thin... Read more Reviewed on: 1st August 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience.

Write a review

PayPal PayPal Credit reviews (181090)

Very easy to use - app is also convenient to use wit...

Very easy to use - app is also convenient to use with all the account details in one place and easy to use. Very good with notifications and customer service is also very good Reviewed on: 31st May 2026

Just easy to use unless there is an issue

Just easy to use unless there is an issue with an item then it is more complicated Reviewed on: 31st May 2026

So easy to use.

So easy to use. Would recommend. Reviewed on: 31st May 2026

Pricing seems reasonable, I can get the help that I...

Pricing seems reasonable, I can get the help that I need and it’s very user friendly and because it is so widely used it is rather handy. I’ve been using it for years and it has helped me in many difficult situations say when I needed tools for work etc that I couldn’t afford but needed to keep going Reviewed on: 31st May 2026

Easy of use and buyer protection

Easy of use and buyer protection Reviewed on: 31st May 2026

Very easy to use, reliable and fast acceptance.

Very easy to use, reliable and fast acceptance. Reliable service and a great baseline to get started if you exploring credit… never any issues Reviewed on: 31st May 2026

Always happy to use pay pal as extra security & cust...

Always happy to use pay pal as extra security & customer service care is great Reviewed on: 31st May 2026

The app is easy to use.

The app is easy to use. The options for PayPal payments are plentiful online. Reviewed on: 31st May 2026

PayPal is very reliable and convenient

PayPal is very reliable and convenient Reviewed on: 31st May 2026

Can’t fault the overall experience so easy and seaml...

Can’t fault the overall experience so easy and seamless - so invaluable for us especially with wedding rings Reviewed on: 31st May 2026

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Retail Finance
from V12 Retail Finance 4.44 from 25 reviews
Retail Finance
from Close Brothers 3.17 from 12 reviews
Loan
from Snap Finance 4.82 from 370 reviews

Want to see more from PayPal?

Pay in 3
from PayPal 4.76 from 101255 reviews
Payments
from PayPal 4.70 from 3855 reviews
Credit card
from PayPal 4.66 from 125 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub