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PayPal: PayPal Credit reviews

4.90
Based on 77,047 reviews, last reviewed 19th Apr 2026
2419200% increase in 5 star reviews
in the past 90 days
6900% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

PayPal is a great tool Have used PayPal many many times using normal payment methods and the credit options alongside also recieving money either from friends/family or from... Read more Reviewed on: 19th April 2026
Nathan C's avatar
Nathan C

Latest lowest rating:

2

Not transparent at all. Not transparent at all. Vague statements, suspicious disconnects from customer support, Reviewed on: 19th April 2026
Greg W's avatar
Greg W

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (77047)

Easy, fast, safe and efficient

5
I like how accessible PayPal when using other third party companies to pay for merchandise or products. You know your money is transferred over safely and appropriately and have the confidence to use PayPal continuously. Reviewed on: 1st June 2024

I'm happy with PayPal company Cs help me many times...

5
I'm happy with PayPal company Cs help me many times and solved all my issues thx Reviewed on: 1st June 2024

Very pleased with service and friendly staff

5
Very pleased with service and friendly staff Reviewed on: 1st June 2024

Hassle free

5
Easy to use no complications and hassle free Reviewed on: 1st June 2024

I've had PayPal for years with no issues at all...

5
I've had PayPal for years with no issues at all Reviewed on: 1st June 2024

PayPal credit has helped me when money was tight for...

5
PayPal credit has helped me when money was tight for christmas Reviewed on: 1st June 2024

PayPal credit is so easy to use and safe I feel conf...

5
PayPal credit is so easy to use and safe I feel confident using PayPal Reviewed on: 1st June 2024

I've been a customer for many years now.

5
I've been a customer for many years now. Absolutely love PayPal's ability to spread payments over several months with no interest. It's a game-changer for managing my budget, especially for larger purchases. The fact that they're now working with airlines and travel companies makes it even more convenient! I've had a few questions along the way, and PayPal's customer service has always been quick and helpful. Highly recommend! Reviewed on: 1st June 2024

Very quick and easy service, whenever I have had an...

5
Very quick and easy service, whenever I have had an issues they have resolved super quick. Reviewed on: 1st June 2024

Keep it safe

5
A good choice of repayment options and easy to pay securely love pay in four and the new option to use in shops Reviewed on: 1st June 2024

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