Smart Money People Logo

PayPal: PayPal Credit reviews

4.90
Based on 76,927 reviews, last reviewed 19th Apr 2026
2408100% increase in 5 star reviews
in the past 90 days
6900% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Everything you need with the touch of a button Everything you need with the touch of a button the PayPal credit is much easier to have and control making the repayments much easier Reviewed on: 19th April 2026
Benny 's avatar
Benny

Latest lowest rating:

2

Not transparent at all. Not transparent at all. Vague statements, suspicious disconnects from customer support, Reviewed on: 19th April 2026
Greg W's avatar
Greg W

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (76927)

Love it.

5
Love it. All great and feel well protected. Reviewed on: 1st June 2024

No issues

5
No issues with accessing credit service. No feedback on customer services as didn't have cause to contact them. Reviewed on: 1st June 2024

Paypal are a trusted company and I have used these f...

5
PayPal are a trusted company and I have used these for over 10 years. If you are wanting to make sure your money is safe and secure then PayPal is the company to use. Reviewed on: 1st June 2024

Easy to navigate app, easy to use.

5
Easy to navigate app, can setup group pot for upcoming events, in general I find it easy to use Reviewed on: 1st June 2024

Very convenient and easy to use.

5
Very convenient and easy to use. It saves the day! No interest in payment instalment is the perfect thing Reviewed on: 1st June 2024

Brilliant, easy to use and helpful.

5
Brilliant, easy to use and helpful. Reviewed on: 1st June 2024

Easy to use , great 3 months 0% promotions

5
Easy to use , great 3 months 0% promotions Reviewed on: 1st June 2024

Excellent service any problems that I have had have...

5
Excellent service any problems that I have had have been resolved with 100% satisfaction Reviewed on: 1st June 2024

Easy to manage and good consumer service

5
Easy to manage and good consumer service Reviewed on: 1st June 2024

Ease of use

5
Secure and easy to navigate in app. Reviewed on: 1st June 2024

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review