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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181090 reviews)

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4.73

Based on 181,087 reviews, last reviewed 31st Jul 2026

109% increase in 5 star reviews

in the past 90 days

154% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Very useful facility. Always works well for me, payments are instant, interest free period is useful. Reviewed on: 31st July 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181090)

Good service,

Good service, but the updating of personal information could be smoother. Reviewed on: 31st May 2026

Always easy to use.

Always easy to use. No hassle. Easy payment system wether its paying for items or paying off a balance. Reviewed on: 31st May 2026

Great service, security and peace of mind when using...

Great service, security and peace of mind when using PayPal services Reviewed on: 31st May 2026

Good experience using it.

Good experience using it. It protects my account from being used in every platform and allowing me to only share my account information with PayPal. Their interest rate for PayPal is far Reviewed on: 31st May 2026

I have been able to buy things I need using PayPal o...

I have been able to buy things I need using PayPal over a few months interest free Reviewed on: 31st May 2026

Easy and convenient to use and keep on track of fina...

Easy and convenient to use and keep on track of finances Reviewed on: 31st May 2026

Satisfaction,happy to be customer PayPal

Satisfaction,happy to be customer PayPal Reviewed on: 31st May 2026

I used paypal for year, I often buy something on 3mo...

I used paypal for year, I often buy something on 3months free intrest, I think its great option Reviewed on: 31st May 2026

Always clear and straightforward

Always clear and straightforward Reviewed on: 31st May 2026

I use PayPal credit a lot for smaller purchases that...

I use PayPal credit a lot for smaller purchases that take the stress off waiting for pay day. Reviewed on: 31st May 2026

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