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PayPal: PayPal Credit reviews

4.73
Based on 181,087 reviews, last reviewed 31st Jul 2026
109% increase in 5 star reviews
in the past 90 days
154% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Very useful facility. Always works well for me, payments are instant, interest free period is useful. Reviewed on: 31st July 2026
ALAN E's avatar
ALAN E

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026
Bianca Vlascu's avatar
Bianca Vlascu

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (181090)

PayPal has always given me excellent service

5
PayPal has always given me excellent service Reviewed on: 31st May 2026

So easy to deal with good clear instructions.

5
So easy to deal with good clear instructions. Make's Life much easier. Reviewed on: 31st May 2026

Always fantastic .

5
Always fantastic . Reminds you when a bill is due. Always understanding when there’s a problem Reviewed on: 31st May 2026

So flexible with different payment options such as p...

5
So flexible with different payment options such as pay in 3 or 0 interest for 4 months Reviewed on: 31st May 2026

Easy to use, Easy online payments without sharin...

5
Easy to use, Easy online payments without sharing card details with every merchant. * Widely accepted by many websites and marketplaces. * Buyer protection on eligible purchases. * Fast transfers between PayPal users in many countries. Reviewed on: 31st May 2026

Excellent service very helpful with samsung

5
Excellent service very helpful with samsung Reviewed on: 31st May 2026

Very easy to paying for shipping and the good servic...

4
Very easy to paying for shipping and the good service too Reviewed on: 31st May 2026

Booked a holiday and got 4 months interest free with...

5
Booked a holiday and got 4 months interest free with PayPal to help pay it off Reviewed on: 31st May 2026

Very good customer service, great perks for customer...

5
Very good customer service, great perks for customers and everything quick and easy. Reviewed on: 31st May 2026

I have good experience with the app you have a probl...

4
I have good experience with the app you have a problem your customer service people’s sometimes annoying Reviewed on: 31st May 2026

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