Smart Money People Logo
Go to business site
Share this page
Link copied

PayPal: PayPal Credit reviews

View other PayPal products
4.90
Based on 76,745 reviews, last reviewed 19th Apr 2026
2390600% increase in 5 star reviews
in the past 90 days
6900% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

4

I like the new app, it could be a little slicker in... I like the new app, it could be a little slicker in it's routing but overall very good improvement with the embedded new features Reviewed on: 19th April 2026
Thomas W's avatar
Thomas W

Latest lowest rating:

1

Paypal his very Relieable way to pay for goods Exce... Paypal his very Relieable way to pay for goods Excellent custormer service 10 out of 10 Reviewed on: 19th April 2026
Alan s's avatar
Alan s
Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience.
Give a 1 star rating Give a 2 star rating Give a 3 star rating Give a 4 star rating Give a 5 star rating
Write a review

PayPal PayPal Credit reviews (76745)

Great to be able to spread the cost and not have int...

5
Great to be able to spread the cost and not have interest to pay, makes things so much easier , especially in these times of uncertainty, been using PayPal for a long time and will continue to do so…thank you!! Reviewed on: 1st June 2024
Joyce J's avatar
Joyce J

Really good value for money with 0% offers.

5
Really good value for money with 0% offers. Customer service is also good Reviewed on: 1st June 2024
Robin R's avatar
Robin R

Execellent

5
Never had any problems using paypal credit Reviewed on: 1st June 2024
Robert Doyle's avatar
Robert Doyle

Good customer satisfaction

5
Good customer satisfaction, can be easy to find out most information. Including past history, credit and debit transactions Reviewed on: 1st June 2024
Bilal A's avatar
Bilal A

Handy and easy to use cross platforms

5
Handy and easy to use cross platforms Reviewed on: 1st June 2024
Dr A Johnston's avatar
Dr A Johnston

On several occasions I have enjoyed Pay Pal’s intere...

5
On several occasions I have enjoyed Pay Pal’s interest free credit. I like that they provide the option of paying less (if needed) although this does incur interest charges. Paypal also warn you when the next payment is due, which is great for those likely to forget. Reviewed on: 1st June 2024
Rosemary T's avatar
Rosemary T

Easy a great service, the pay in 3 makes it easier t...

5
Easy a great service, the pay in 3 makes it easier to make purchases Reviewed on: 1st June 2024
Richard Harris's avatar
Richard Harris

Quick and easy to pay for goods on line.

5
Like the pay in three option as is spreads the cost .Very quick and easy app when making purchases . Reviewed on: 1st June 2024
Clare Ramshaw's avatar
Clare Ramshaw

Never had any problems easy to use and easy to get h...

5
Never had any problems easy to use and easy to get help if needed Reviewed on: 1st June 2024
Andy S's avatar
Andy S

Never had an issue or concern on purchasing or refun...

5
Never had an issue or concern on purchasing or refunds through PayPal. one of the securest ways to manage your money. Reviewed on: 1st June 2024
Julie's avatar
Julie

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience.
Give a 1 star rating Give a 2 star rating Give a 3 star rating Give a 4 star rating Give a 5 star rating
Write a review

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account
Man on beach

News, guides and insight from our team

View resource hub
UK money news stories - 24 July 2024
UK money news stories - 24 July 2024
24th July 2024
Posted in Money Talks by Errolyn Smith
Your Money, Your Voice: Have your say
Your Money, Your Voice: Have your say
24th July 2024
Posted in Our insights by Errolyn Smith
Our latest research - customers see little impact of FCA's Consumer Duty one year on
Our latest research - customers see little impact of FCA's Consumer Duty one year on
24th July 2024
Posted in Our insights by Darryl Barkwill
Consumer credit awards winners 2024
Consumer credit awards winners 2024
11th July 2024
Posted in Awards by Darryl Barkwill