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PayPal: PayPal Credit reviews

4.90
Based on 76,623 reviews, last reviewed 19th Apr 2026
2379200% increase in 5 star reviews
in the past 90 days
6800% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Having been offered an incentive I used PayPal credi... Having been offered an incentive I used PayPal credit to purchase a large item of value. I paid back the credited amount over a period of time. My onl... Read more Reviewed on: 19th April 2026
Sandra Dooley's avatar
Sandra Dooley

Latest lowest rating:

2

Complicated and unexpected fees deduction Complicated and unexpected fees deduction Reviewed on: 19th April 2026
Ear E's avatar
Ear E

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (76623)

Use paypal credit all the time, its brill

5
Use paypal credit all the time, its brill Reviewed on: 1st June 2024

Solid company

5
I have been with PayPal since 2007 I think. I have never had a singe issue. Using PayPal almost weekly. The 0% interest for 4 months has helped me decorate my home and garden over the last three years. Big thumbs up from me Reviewed on: 1st June 2024

Faultless great service great company

5
Faultless great service great company Reviewed on: 1st June 2024

Perfect service

5
Perfect - does everything I need with ultimate security confidence Reviewed on: 1st June 2024

Excellent

5
Excellent for paying big items would recommend to friends and family Reviewed on: 1st June 2024

Great service

5
Wonderfully easy to use and keeps me informed of details Reviewed on: 1st June 2024

Its excellent And helpful.

5
Its excellent And helpful. I use it quite often. Easy and faster. Saved my life every time. Reviewed on: 1st June 2024

Come in handy whenever want to pay or buy something...

5
Come in handy whenever want to pay or buy something online, safe and stress free Reviewed on: 1st June 2024

Easy to use anywhere, best values exchange and reall...

5
Easy to use anywhere, best values exchange and really simple to use credit or use pay in three when needed. Always easy to pick the payment method. Flexible and credit rates are always easy to find. Reviewed on: 1st June 2024

It is the best form of payment to pay for goods and...

5
It is the best form of payment to pay for goods and online. This allows you to pay in 4 months when you spend more than £100. Reviewed on: 1st June 2024

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