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PayPal: PayPal Credit reviews

4.73
Based on 181,087 reviews, last reviewed 31st Jul 2026
109% increase in 5 star reviews
in the past 90 days
154% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Very useful facility. Always works well for me, payments are instant, interest free period is useful. Reviewed on: 31st July 2026
ALAN E's avatar
ALAN E

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026
Bianca Vlascu's avatar
Bianca Vlascu

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (181088)

Ease of use and clarity are great.

5
Ease of use and clarity are great. Reviewed on: 31st May 2026

Fabulous.

5
Fabulous. Easy to use and never any problems Reviewed on: 31st May 2026

service from Excellent and Reliable Service.

5
Excellent service from PayPal. Transactions are quick, the app is easy to use, and I feel safe making purchases online. Customer support has also been helpful when needed. I would definitely recommend PayPal to others. Reviewed on: 31st May 2026

Smooth and easy.

5
Smooth and easy. Easy to set up, easy to make payments Reviewed on: 31st May 2026

Relatively simple to set up.

5
Relatively simple to set up. Double check outgoing payments with your bank as missing the final date will cost you . . . Reviewed on: 31st May 2026

Amazing easy to use

5
Amazing you can see everything easily easy to use and pay back Reviewed on: 31st May 2026

Paypal is another layee of security when buying on t...

5
Paypal is another layee of security when buying on the internet if there are any problems paypal investigates and sorts out the problem with the sellee even to the point of getting a refund also they have different options on paying for items ie..pay in 3 or credit or complete payment i am always kept up to date with what i owe and when i have paid ...this keeps me informed at all times Reviewed on: 31st May 2026

Safe company been using for years without any diffic...

5
Safe company been using for years without any difficulty. Any queries always dealt with promptly Reviewed on: 31st May 2026

Since being with PayPal, I’ve never had any problems

5
Since being with PayPal, I’ve never had any problems Reviewed on: 31st May 2026

Excellent service and great way to pay for items sec...

5
Excellent service and great way to pay for items securily Reviewed on: 31st May 2026

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