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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.9 (76563 reviews)

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4.90

Based on 76,563 reviews, last reviewed 19th Apr 2026

2373400% increase in 5 star reviews

in the past 90 days

6800% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

Never had a bad experience with PayPal that’s how ea... Never had a bad experience with PayPal that’s how easy it is to use their services Reviewed on: 19th April 2026

Latest lowest rating:

2

Complicated and unexpected fees deduction Complicated and unexpected fees deduction Reviewed on: 19th April 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (76563)

Easy, smooth and hassle free transaction.

Easy, smooth and hassle free transaction. Recommended! Reviewed on: 1st June 2024

More pay in 4

Was good when they did it with 4 months before you could pay the balance in full but its still useful Reviewed on: 1st June 2024

Have been have a good time having Paypal credit

Have been have a good time having Paypal credit Reviewed on: 1st June 2024

Short and simple.

Short and simple. I love it! Quick, easy and just outright brilliant. Reviewed on: 1st June 2024

Find it useful when organising paying for big purcha...

Find it useful when organising paying for big purchases as you can pay off more when able to Reviewed on: 1st June 2024

This has been very useful for booking holidays and p...

This has been very useful for booking holidays and paying back in 4 payments. Reviewed on: 1st June 2024

Great for budgeting purchases on 0%.

Great for budgeting purchases on 0%. App useful and everything is clear Reviewed on: 1st June 2024

Flexible/ Reliable...my PayPal

PayPal credit is always available for me when I need to buy anything - it works well for me.. Reviewed on: 1st June 2024

I love it, use it regularly and will continue to do so.

I love it, use it regularly and will continue to do so. Reviewed on: 1st June 2024

Definitely the best way to pay.

Really easy to use really safe to use Reviewed on: 1st June 2024

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