Smart Money People Logo
Go to business site
Share this page
Link copied

PayPal: PayPal Credit reviews

View other PayPal products
4.90
Based on 76,544 reviews, last reviewed 19th Apr 2026
2371700% increase in 5 star reviews
in the past 90 days
6800% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

4

old customer, very usefull, good to buy online. old customer, very usefull, good to buy online. Reviewed on: 19th April 2026
Robson Biazatti's avatar
Robson Biazatti

Latest lowest rating:

1

PayPal push its credit facility without telling you... PayPal push its credit facility without telling you how it adversely affects your credit score even for a nominal amount. I only took it due to the di... Read more Reviewed on: 18th April 2026
Carl O's avatar
Carl O
Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience.
Give a 1 star rating Give a 2 star rating Give a 3 star rating Give a 4 star rating Give a 5 star rating
Write a review

PayPal PayPal Credit reviews (76544)

Reliable service

5
Good experience so far,no ugly experiences yet Reviewed on: 1st June 2024
Uriel u's avatar
Uriel u

Easy to manage.

5
Easy to manage, communication about upcoming payments is excellent. Reviewed on: 1st June 2024
Christopher L's avatar
Christopher L

Great experience and security.

5
Great experience and security. Every time I had issues with payments or issues with the sellers or buyers PayPal swiftly helped to resolve it for me. Reviewed on: 1st June 2024
Yana K's avatar
Yana K

It’s very helpful and very good for everyone

5
It’s very helpful and very good for everyone Reviewed on: 1st June 2024
Constantin istrate's avatar
Constantin istrate

Save me,and help me exist .

5
Save me,and help me exist .make my payments secure,and comfortable. Reviewed on: 1st June 2024
Marcin R's avatar
Marcin R

easy peasy 2

5
easy peasy easy to use avoid xtra security checks quicker Reviewed on: 1st June 2024
jon l's avatar
jon l

Easy to use, spread the cost over 4 months

5
Easy to use, spread the cost over 4 months Reviewed on: 1st June 2024
Steve O's avatar
Steve O

PayPal credit support

5
It's a handy platform for instalment payments. Reviewed on: 1st June 2024
Dr Alexander Akinduko 's avatar
Dr Alexander Akinduko

Pay in 3 facility very useful to spread cost without...

5
Pay in 3 facility very useful to spread cost without having to pay any interest. Reviewed on: 1st June 2024
Lee S's avatar
Lee S

Difficult to contact a real person

4
Difficult to contact a real person Reviewed on: 1st June 2024
Stanislav C's avatar
Stanislav C

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience.
Give a 1 star rating Give a 2 star rating Give a 3 star rating Give a 4 star rating Give a 5 star rating
Write a review

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account
Man on beach

News, guides and insight from our team

View resource hub
UK money news stories - 24 July 2024
UK money news stories - 24 July 2024
24th July 2024
Posted in Money Talks by Errolyn Smith
Your Money, Your Voice: Have your say
Your Money, Your Voice: Have your say
24th July 2024
Posted in Our insights by Errolyn Smith
Our latest research - customers see little impact of FCA's Consumer Duty one year on
Our latest research - customers see little impact of FCA's Consumer Duty one year on
24th July 2024
Posted in Our insights by Darryl Barkwill
Consumer credit awards winners 2024
Consumer credit awards winners 2024
11th July 2024
Posted in Awards by Darryl Barkwill