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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181088 reviews)

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4.73

Based on 181,087 reviews, last reviewed 31st Jul 2026

109% increase in 5 star reviews

in the past 90 days

154% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Very useful facility. Always works well for me, payments are instant, interest free period is useful. Reviewed on: 31st July 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181088)

EasyPal is a Paypal

Easy to manage, easy to use nearly anywhere online and not only, multiple of options to spread payments, couldn't ask for more. Apart from increase on credit limit maybe ;) Reviewed on: 31st May 2026

Always helpful when I had an issue.

Always helpful when I had an issue. Safe and secure way to pay Reviewed on: 31st May 2026

Good and secure

Its ok. Paypal is secure and handy for larger purchases when you want security Reviewed on: 31st May 2026

Fantastic Service

Paypal are flexible and the customer service team are very helpful when queries need attention. Paypal are excellent at helping with ways to manage re payments and offer a variety of manageable re payments if required. Reviewed on: 31st May 2026

PayPal is a trustworthy brand- any credit options I...

PayPal is a trustworthy brand- any credit options I have used have been clear to understand about dates from which interest would apply and what this would add to my debt. I’ve never had a problem using PayPal Credit and with all of the new offers they have with their new points system I would choose PayPal over Klarna of Clearpay if I needed to buy something big and split the payments over a period of time. 10/10 Reviewed on: 31st May 2026

Great Customer Service

Easy to use. Customer service is great Reviewed on: 31st May 2026

Never had problem with payments, and good app.

Never had problem with payments, and good app. Reviewed on: 31st May 2026

Great service

I feel secure making a payment for products using PayPal. I can easily cancel subscriptions if wished and it is easy to track payments. Reviewed on: 31st May 2026

I love that I can pay in 3-4 months with no interest...

I love that I can pay in 3-4 months with no interest specially now with the inflation and my rent went up again 3 times already it really helped me to buy what I need Reviewed on: 31st May 2026

Great flexibility love the promo rates .

Great flexibility love the promo rates ..easy to navigate it’s my main way to pay for good and services Reviewed on: 31st May 2026

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