Write a review

Go to business site

PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.9 (76501 reviews)

View other PayPal products

4.90

Based on 76,501 reviews, last reviewed 19th Apr 2026

2368100% increase in 5 star reviews

in the past 90 days

6800% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

Very easy to use, make payments. Very easy to use, make payments. Reviewed on: 19th April 2026

Latest lowest rating:

1

PayPal push its credit facility without telling you... PayPal push its credit facility without telling you how it adversely affects your credit score even for a nominal amount. I only took it due to the di... Read more Reviewed on: 18th April 2026

Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience.

Write a review

PayPal PayPal Credit reviews (76501)

Outstanding!!!

Excellent and I love the Pay in 3. Thank You PayPal Reviewed on: 1st June 2024

It's always a smooth experience when using my credit.

It's always a smooth experience when using my credit. Reviewed on: 1st June 2024

PayPal credit is great give me plenty of time to pay...

PayPal credit is great give me plenty of time to pay of online purchases highly recommend Reviewed on: 1st June 2024

Simple to use but actual cost sometimes hard to calc...

Simple to use but actual cost sometimes hard to calculate Reviewed on: 1st June 2024

Easy to use.

Easy to use. Always reminded of transactions coming up. Easy to transfer money or pay off early. Reviewed on: 1st June 2024

Like their pay in 3 options also 4 months interest f...

Like their pay in 3 options also 4 months interest free for every purchase above £99 Reviewed on: 1st June 2024

They have been always excellent and fair

They have been always excellent and fair Reviewed on: 1st June 2024

This gives a bit of breathing space but is flexible...

This gives a bit of breathing space but is flexible when you need to buy something either unexpected or expensive. Reviewed on: 1st June 2024

The 4 month interest free credit is extremely useful...

The 4 month interest free credit is extremely useful for higher purchases. I use quite regular for trips and holidays to be able to spread the cost and manage my budget accordingly Reviewed on: 1st June 2024

I used PayPal credit for a new ph & everything went...

I used PayPal credit for a new ph & everything went well Reviewed on: 1st June 2024

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Payments
from PayPal 4.91 from 3677 reviews
Very Account
from Shop Direct 4.38 from 27 reviews
Retail Finance
from Novuna Personal Finance 4.77 from 172 reviews

Want to see more from PayPal?

PayPal Open
from PayPal 5.00 from 3 reviews
Pay in 3
from PayPal 4.93 from 34851 reviews
Credit card
from PayPal 4.92 from 62 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub