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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181088 reviews)

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4.73

Based on 181,087 reviews, last reviewed 31st Jul 2026

109% increase in 5 star reviews

in the past 90 days

154% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Very useful facility. Always works well for me, payments are instant, interest free period is useful. Reviewed on: 31st July 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181088)

The introduction of the PayPal debit card is just....

The introduction of the PayPal debit card is just amazing. The benefits far outweigh what my bank has to offer. And I now use all of my transactions though PayPal. Having the PayPal credit as a back up is also better interest rate financially, than my bank. Reviewed on: 31st May 2026

Excellent service provided by PayPal since the start...

Excellent service provided by PayPal since the start and have Been using PayPal credit since they rolled it out and have always used it as it is really handy to help cushion the payments on purchases as a help out on your day to day financial situation and never missed a payment and never will. It’s a super safe way to shop and pay for items just as using your credit card from any bank that you use and the customer service team at PayPal always got your back when needed. Nearly two decades of being a part of PayPal and happy to say will always be a part of the network till the end hopefully. Reviewed on: 31st May 2026

Really like the ability to spread interest free cost...

Really like the ability to spread interest free cost over 3 months Reviewed on: 31st May 2026

An extra hand when you need help.

When it's difficult to pay for what you need in one payment PayPal is a blessing to be able to pay in three payments or over a period of time specially if you are on a low income... Reviewed on: 31st May 2026

Easy to use and trustworthy.

Easy to use and trustworthy. Prefer PayPal to bank Reviewed on: 31st May 2026

Peace of mind when paying for online and in shops.

Overall good experience. I can pay for something and have of mind for the security of my details.I have been using PayPal for quite a long time now and overall I think it is a very convenient and useful payment platform. One of the best things about PayPal is how easy it makes online payments and money transfers. The setup process was straightforward, and once my bank account and card were linked, sending and receiving money became very quick and simple. It is widely accepted across many websites and businesses, which makes online shopping much easier and gives extra flexibility when paying for products or services. Reviewed on: 31st May 2026

5* services

Flexible payments, easy to access on the app & suitable for my needs Reviewed on: 31st May 2026

Very simple really, never had any issues, easy to us...

Very simple really, never had any issues, easy to use, pay in 3 a great option as well. Reviewed on: 31st May 2026

Perfect every time I purchase any item.

Perfect every time I purchase any item. Reviewed on: 31st May 2026

Life saver

Pay pal been like a best friend in my thick and thin time ,thank pay pal Reviewed on: 31st May 2026

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