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PayPal: PayPal Credit reviews

4.73
Based on 181,087 reviews, last reviewed 31st Jul 2026
109% increase in 5 star reviews
in the past 90 days
154% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Very useful facility. Always works well for me, payments are instant, interest free period is useful. Reviewed on: 31st July 2026
ALAN E's avatar
ALAN E

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026
Bianca Vlascu's avatar
Bianca Vlascu

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (181088)

Easy to use.

5
Easy to use. Secure when using. Easy to get credit with PayPal. Convient. Reviewed on: 31st May 2026

PayPal have always been easy and straightforward to...

5
PayPal have always been easy and straightforward to use and have always been fair in their decisions and customer service. Reviewed on: 31st May 2026

Overall great experience with all paypal product, I...

5
Overall great experience with all paypal product, I am a customer for years and never had any issues. Reviewed on: 31st May 2026

Excellent App, very clear and informative.

5
Excellent App, very clear and informative. Reviewed on: 31st May 2026

Paypal are good, they offer good credit and offers

5
Paypal are good, they offer good credit and offers Reviewed on: 31st May 2026

Fast and easier transactions.

5
Fast and easier transactions. Feel safe when using. Great online and new good option for instore. Always recommend to all friend and family. Reviewed on: 31st May 2026

PayPal credit has been brilliant got me my things I...

5
PayPal credit has been brilliant got me my things I needed asap Reviewed on: 31st May 2026

Easy to use with clear information

5
Easy to use with clear information Reviewed on: 31st May 2026

So far a very positive experience.

5
So far a very positive experience. I have found it easy to use and manage. I however like the option to pay for specific balances in full with the option to keep existing larger Scot’s times on a monthly basis. Reviewed on: 31st May 2026

Using PayPal in quick and easy to do

5
Using PayPal in quick and easy to do Reviewed on: 31st May 2026

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