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PayPal: PayPal Credit reviews

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4.90
Based on 76,213 reviews, last reviewed 18th Apr 2026
2341800% increase in 5 star reviews
in the past 90 days
6700% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Excellent So handy and interesting free for 4 months Reviewed on: 18th April 2026
Joanne P's avatar
Joanne P

Latest lowest rating:

1

When we are pay back money for credit card statement... When we are pay back money for credit card statements balance initially it takes time and second customers are having hard to get how much they deposi... Read more Reviewed on: 18th April 2026
Muhammad Nabeel's avatar
Muhammad Nabeel
Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

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PayPal PayPal Credit reviews (76213)

Its smooth and hassle free way to pay for purchases...

5
Its smooth and hassle free way to pay for purchases Reviewed on: 1st June 2024
Rehman A's avatar
Rehman A

Very good communication and easy to access

5
Very good communication and easy to access Reviewed on: 1st June 2024
Nayla's avatar
Nayla

I use PayPal credit regularly

5
I use PayPal credit regularly to book holidays Reviewed on: 1st June 2024
Ben's avatar
Ben

Good service

4
Gives security when making online purchases Reviewed on: 1st June 2024
Kriz's avatar
Kriz

Peace of mind

5
Safe and secure online transactions always helpful never let me down a peace of mind. Reviewed on: 1st June 2024
Fahad's avatar
Fahad

I always use PayPal pay in 3, or. 4 month’l credits.

5
I always use PayPal pay in 3, or credit 4 months @ 0% for literally everything I buy. If PayPal didn’t exist I wouldn’t be able to purchase anything without saving for 3 or 4? Months which wouldn’t happen. Reviewed on: 1st June 2024
Louis 's avatar
Louis

Love PayPal credit helps me a lot

5
Love PayPal credit helps me a lot Reviewed on: 1st June 2024
Leigh b's avatar
Leigh b

I have an excellent experience with PayPal customer...

4
I have an excellent experience with PayPal customer service. PayPal always notified me days before the direct debit due date and give send message to confirm if you are the one trying to do any transaction. PayPal also give different payment plan option to choose. Reviewed on: 1st June 2024
Candy 's avatar
Candy

Easy way to pay and many vendors accept payment thro...

5
Easy way to pay and many vendors accept payment through PayPal. Win win Situation. Reviewed on: 1st June 2024
Raj T's avatar
Raj T

I've been using paypal for a long time.

5
I've been using paypal for a long time. Most times when there was an issue paypal stepped in and helped efficiently and quickly. The times the result was not in my favor was mainly my fault trusting strangers. 4 months interest free payments is my favorite perk. I can confidently say there's a lot I wouldn't own today if it wasn't for that. Absolute 11 out of 10 Reviewed on: 1st June 2024
David Ben's avatar
David Ben

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