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PayPal: PayPal Credit reviews

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4.90
Based on 76,089 reviews, last reviewed 18th Apr 2026
2330300% increase in 5 star reviews
in the past 90 days
6700% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

It's easy and the most safest way to pay especially... It's easy and the most safest way to pay especially when buying from other countries Reviewed on: 18th April 2026
Terry G's avatar
Terry G

Latest lowest rating:

1

When we are pay back money for credit card statement... When we are pay back money for credit card statements balance initially it takes time and second customers are having hard to get how much they deposi... Read more Reviewed on: 18th April 2026
Muhammad Nabeel's avatar
Muhammad Nabeel
Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

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PayPal PayPal Credit reviews (76089)

Cannot fault it!

5
Cannot fault it! Easy and great interest rates Reviewed on: 31st May 2024
Morgan W's avatar
Morgan W

Professional and customer focused service,,

5
Professional and customer focused service,, Reviewed on: 31st May 2024
Elizabeth's avatar
Elizabeth

Flexibility at your fingertips

5
PayPal credit is a great flexible way to pay for larger purchases. Credit terms for slightly longer at 0% would be beneficial, especially for larger purchases. I rarely have to speak to customer services but when I have they have always been very helpful and resolved my queries. Reviewed on: 31st May 2024
Sophie's avatar
Sophie

Pay Pal it is the best way to pay I used my credit p...

5
Pay Pal it is the best way to pay I used my credit pay Pal Reviewed on: 31st May 2024
Ruperto Paladines 's avatar
Ruperto Paladines

Happy customer

5
Always happy with my paypal account. Easy to use and great credit limit. Always happy to help. Always use this and highly recommend PayPal. The PayPal app makes purchases so much easier Reviewed on: 31st May 2024
Jeanette P's avatar
Jeanette P

I USE PAYPAL CREDIT ALL THE TIME ITS A QUICK AND EAS...

5
I USE PAYPAL CREDIT ALL THE TIME ITS A QUICK AND EASY METHOD TO BUY PRODUCTS AND MANAGE YOUR MONEY. MY TITLE IS EASY PAL Reviewed on: 31st May 2024
CAT's avatar
CAT

Very useful

5
Very useful and easy to pay off credit Reviewed on: 31st May 2024
Zara L's avatar
Zara L

PayPal has always been great for credit interest and...

5
PayPal has always been great for credit interest and always good for a back up plan if you don’t have enough money until you are next paid or just to make expenses for our kids spread out. Reviewed on: 31st May 2024
April H's avatar
April H

Great payment app

4
I been using PayPal for the past 2 years and my experience is good all the time when making a payment. It’s more secure and comfortable Reviewed on: 31st May 2024
James Mathew's avatar
James Mathew

Easy to use,clear with good service

5
Easy to use,clear with good service Reviewed on: 31st May 2024
Nick's avatar
Nick

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