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PayPal: PayPal Credit reviews

4.73
Based on 181,087 reviews, last reviewed 31st Jul 2026
109% increase in 5 star reviews
in the past 90 days
154% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Very useful facility. Always works well for me, payments are instant, interest free period is useful. Reviewed on: 31st July 2026
ALAN E's avatar
ALAN E

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026
Bianca Vlascu's avatar
Bianca Vlascu

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (181087)

safe way to pay

5
always use paypal as it is such a safe way to pay Reviewed on: 31st May 2026

I've been using PayPal for several years, and it has...

5
I've been using PayPal for several years, and it has consistently provided a secure, convenient, and reliable way to send and receive payments. The platform is user-friendly, transactions are processed quickly, and I appreciate the added layer of security when making online purchases. Customer support has been helpful whenever I've needed assistance, and the buyer protection feature gives me extra confidence when shopping online. Overall, PayPal is a trusted payment service that makes managing transactions simple and hassle-free. Highly recommended. Reviewed on: 31st May 2026

5 star service.

5
Overall a brilliant service. Easy to use, the app makes everything straightforward. I think it would be easy for anyone to navigate. Reviewed on: 31st May 2026

It could be faster

5
So far I can't complain about the service severely. I believe it could be faster when one make a payment. Reviewed on: 31st May 2026

I have received excellent services so far

5
I have received excellent services so far Reviewed on: 31st May 2026

It’s the best thing to be with PayPal as they are a...

5
It’s the best thing to be with PayPal as they are a trusted company and help in the best way possible. Things you cannot afford outright can be made possible by the way PayPal works it’s really excellent. Don’t know what I would have done without them, so thanks. Reviewed on: 31st May 2026

PayPal makes paying easy

5
I love PayPal easy to track what I owe and good offers on finance Reviewed on: 31st May 2026

I feel more secure paying through paypal.

4
I feel more secure paying through paypal. PayPal credit helped me to pay in advance for holidays by me paying later Reviewed on: 31st May 2026

Really good way to build credit and have easy excess...

5
Really good way to build credit and have easy excess to transferring money to both family and friends Reviewed on: 31st May 2026

Never had any sort of issue.

5
Never had any sort of issue. Recommended for all buying purposes. Reviewed on: 31st May 2026

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