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PayPal: PayPal Credit reviews

4.73
Based on 181,084 reviews, last reviewed 31st Jul 2026
112% increase in 5 star reviews
in the past 90 days
161% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Business with rest of mind Prompt Professional Solve Problems with ease, Security and Prompt Payment Handling. I love PayPal. Will always recommend to anyone Reviewed on: 31st July 2026
Toppy 's avatar
Toppy

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026
Bianca Vlascu's avatar
Bianca Vlascu

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (181087)

Never any issues Good communication and smooth trans...

5
Never any issues Good communication and smooth transactions online Reviewed on: 31st May 2026

PayPal - really is Your Pal

5
PayPal have provided me with excellent and fast service on three occasions when I had problems with my account Reviewed on: 31st May 2026

I love the pay in 3 option or 4 months no interest p...

5
I love the pay in 3 option or 4 months no interest purchase option Reviewed on: 31st May 2026

Seamless experience and safe!

5
Seamless experience and safe! I absolutely love the ease of PayPal, it is a trusted payment method which is so important when there are so many scams that can catch you out. Thank you PayPal Reviewed on: 31st May 2026

Flexibility I am happy.

5
Flexibility and honesty . I trusted Reviewed on: 31st May 2026

Never had a problem what more can I say

5
Never had a problem what more can I say Reviewed on: 31st May 2026

I always found paypal safe and easy

5
I always found paypal safe and easy Reviewed on: 31st May 2026

Interest free loan as long as it is payed off in time

5
Paypal credit is good for large purchases as it allows you to pay over a set period without paying any interest on the loan, as long as it is payed off by the end of the loan period. Reviewed on: 31st May 2026

Out of all the lenders i prefer paypal

5
Out of all the lenders i prefer paypal Reviewed on: 31st May 2026

PayPalIs the way toGo

5
PayPal makes me feel my money is secure and protects every purchase I make Reviewed on: 31st May 2026

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