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PayPal: PayPal Credit reviews

4.90
Based on 75,943 reviews, last reviewed 18th Apr 2026
2317000% increase in 5 star reviews
in the past 90 days
6700% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

It’s great for online shopping. It’s great for online shopping. I would appreciate being notified of when I need to make a minimum payment as I need to periodically check the app jus... Read more Reviewed on: 18th April 2026
William Henry's avatar
William Henry

Latest lowest rating:

1

When we are pay back money for credit card statement... When we are pay back money for credit card statements balance initially it takes time and second customers are having hard to get how much they deposi... Read more Reviewed on: 18th April 2026
Muhammad Nabeel's avatar
Muhammad Nabeel

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (75943)

In PayPal, I can pay quickly and securely online, es...

5
In PayPal, I can pay quickly and securely online, especially when they offer interest-free payment as an option and you can pay it in instalments, which makes buying for essential needs feasible. With the cost of living crisis, this type of offer attracts consumers to use PayPal Reviewed on: 31st May 2024

Easy and clear to use.

5
Easy and clear to use. I like the options it gives you and how simple it is to keep track of payments with reminder emails. Reviewed on: 31st May 2024

PayPal has been there for me on rainy days

5
PayPal has been there for me on rainy days Reviewed on: 31st May 2024

PayPal credit is very efficient especially the pay i...

5
PayPal credit is very efficient especially the pay in 3 option. I’ve used PayPal credit for a good number of years now and I will recommend it any day Reviewed on: 31st May 2024

PayPal is easy and quick process when paying for thi...

5
PayPal is easy and quick process when paying for things. Reviewed on: 31st May 2024

Nothing to complain about really.

4
Nothing to complain about really. Little interaction with customer service because no need. But I do think the UI may need better design Reviewed on: 31st May 2024

Excellent service with distinction

5
Excellent service with distinction, it pays to use and safer to maintain. Reviewed on: 31st May 2024

Always a great way of purchasing items you need or w...

5
Always a great way of purchasing items you need or want, easy to understand and use on line and when you need to speak to someone the knowledgeable team is always on hand. I will definitely recommend this excellent service to friends and family! Reviewed on: 31st May 2024

Fantastic way to securely pay on line.

5
Fantastic way to securely pay on line. Great way to spread payment completely hassle free, with regular updates regarding your account. Brilliant. Reviewed on: 31st May 2024

very easy to use app and would recommend to anyone!

5
very easy to use app and would recommend to anyone! Reviewed on: 31st May 2024

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