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PayPal: PayPal Credit reviews

4.73
Based on 181,084 reviews, last reviewed 31st Jul 2026
112% increase in 5 star reviews
in the past 90 days
161% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Business with rest of mind Prompt Professional Solve Problems with ease, Security and Prompt Payment Handling. I love PayPal. Will always recommend to anyone Reviewed on: 31st July 2026
Toppy 's avatar
Toppy

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026
Bianca Vlascu's avatar
Bianca Vlascu

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (181087)

I have a good experience and customer services alway...

5
I have a good experience and customer services always respond promptly Reviewed on: 31st May 2026

Hi had a clich on my phone and a payment went out wh...

5
Hi had a clich on my phone and a payment went out when ordering but the order didn't complete and PayPal gave me a refund as they could see that the transaction wasn't completed. Reviewed on: 31st May 2026

Highly recommended.

5
I voted Neutral about Customer Service because I've never had to deal with PayPal's Customer Service. Highly recommended for value and ease of use. Reviewed on: 31st May 2026

Very easy to use and makes budgeting easy

5
Very easy to use and makes budgeting easy Reviewed on: 31st May 2026

Very good company and excellent service

5
Very good company and excellent service Reviewed on: 31st May 2026

Excellent service and so easy to use

5
Excellent service and so easy to use Reviewed on: 31st May 2026

Paypal is my first choice of payment.

5
Paypal is my first choice of payment. I love how you can choose more different options to pay for shopping. Reviewed on: 31st May 2026

Great service and great options - very easy to set a...

5
Great service and great options - very easy to set and use as your regular payment. Reviewed on: 31st May 2026

PayPal really is like a good friend

5
PayPal is so easy it saves time and money by fitting seamlessly into your schedule. No worries about late payments and flexible ways to pay. Customer service is there for any issues and there really aren’t any issues! Compared to other credit cards PayPal’s a piece of cake. Everything is so clear I tell people to try it as it will be like a breath of fresh air compared to whatever card they are currently using. No more confusing bills it’s all crystal clear with PayPal. I always stayed away from credit cards but in my 50’s for the first time I tried PayPal credit and it’s certainly been the right choice for me! Reviewed on: 31st May 2026

Very good.

5
Very good. Excellent service as always with PayPal Reviewed on: 31st May 2026

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