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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.9 (75790 reviews)

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4.90

Based on 75,790 reviews, last reviewed 18th Apr 2026

2303500% increase in 5 star reviews

in the past 90 days

6400% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

Fab service, extremely convenient & easy to navigate Fab service, extremely convenient & easy to navigate Reviewed on: 18th April 2026

Latest lowest rating:

2

Frustrating I don’t understand why items that have been refunded still show as an outstanding balance. I am paying for something called Zettle by PayPal but have ... Read more Reviewed on: 18th April 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (75790)

Brill to split payments, no interest if you pay in t...

Brill to split payments, no interest if you pay in time, easy to manage Reviewed on: 31st May 2024

Paypal Credit is useful.

Paypal Credit is useful. The App could be more user friendly especially with regards to paying towards balance Reviewed on: 30th May 2024

Very easy and convenient to use

Very easy and convenient to use especially with the 4 months interest free option Reviewed on: 30th May 2024

PayPal credit

PayPal credit is a great way to spread payments especially on large purchases. I love how flexible the repayments are and you can set the amounts to meet your budget. Reviewed on: 30th May 2024

Now that’s what I call a very nice credit card...

Now that’s what I call a very nice credit card Reviewed on: 30th May 2024

Good Services

Straight forward service, get what you’d expect. The pay in three service is pretty handy! Reviewed on: 30th May 2024

Perfect plan

Hassle free, easy to repay with less interest Reviewed on: 30th May 2024

Paypall is perfect to connect people around the glob...

Paypall is perfect to connect people around the globe, but the platform is not userfriendly and straighforward Reviewed on: 30th May 2024

Informative and supportive and a pleasure to work al...

Informative and supportive and a pleasure to work alongside Reviewed on: 30th May 2024

PayPal credit is great, really helped me in a tough...

PayPal credit is great, really helped me in a tough time, however the option to pay off the credit is a bit awful, I would like an option that immediately takes the money from your selected bank account so you can pay off extra or pay off what you owe on the month. It frustrates me when I try to pay more it doesn't do it instantly, instead it takes awhile and sometimes my account would be empty when it decides to take the money out which it would then decline. Reviewed on: 30th May 2024

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