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PayPal: PayPal Credit reviews

View other PayPal products
4.90
Based on 75,593 reviews, last reviewed 18th Apr 2026
2285500% increase in 5 star reviews
in the past 90 days
6400% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

.... paypal No.1 ... excellent ... excellent ... excellent ... Reviewed on: 18th April 2026
Shandiz M's avatar
Shandiz M

Latest lowest rating:

2

Frustrating I don’t understand why items that have been refunded still show as an outstanding balance. I am paying for something called Zettle by PayPal but have ... Read more Reviewed on: 18th April 2026
Suzannah W's avatar
Suzannah W
Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

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PayPal PayPal Credit reviews (75593)

Always feel safe purchasing stuff with PayPal

5
Always feel safe purchasing stuff with PayPal Reviewed on: 30th May 2024
Conor Eric Jewitt's avatar
Conor Eric Jewitt

Satisfaction

5
I enjoy the fact that if there’s any problems I contact PayPal informing them of the problem and they sort it out this gives me peace of mind that if need be they return my funds Reviewed on: 30th May 2024
William Feeney 's avatar
William Feeney

4 months interest free is great

5
I use the 4 months interest free for purchases over £99 regularly with no problems. It is my preferred way to pay as I have confidence in the safety of my purchase. Reviewed on: 30th May 2024
Gordon's avatar
Gordon

Brilliant!

5
Brilliant! Would recommend to anyone! So welcoming and easy to use! Thank you PayPal! I love how easy it is for you to set up and start using it straight away. Would definitely recommend to friends and family members! Reviewed on: 30th May 2024
Leigh F's avatar
Leigh F

Brilliant.

5
Brilliant. Never had a problem with PayPal. Reviewed on: 30th May 2024
Hannah Brooksr's avatar
Hannah Brooksr

It been great using PayPal I like the buy now pay la...

5
It been great using PayPal I like the buy now pay later policy Thanks to PayPal. Reviewed on: 30th May 2024
Charles 's avatar
Charles

Game-Changer for Online Shopping!

5
PayPal Credit has completely transformed my online shopping experience. From the seamless application process to the incredibly flexible payment options, it offers unparalleled convenience. The ability to make interest-free purchases and pay over time is a game-changer, especially for larger items or during the holiday season. Their customer service is top-notch, always ready to assist with any queries. Plus, the integration with PayPal's secure platform ensures peace of mind with every transaction. Highly recommend PayPal Credit to anyone looking for a reliable and hassle-free credit option! Reviewed on: 30th May 2024
Jack Humphrey's avatar
Jack Humphrey

Affordable Monthly payments

5
Paypal credit has allowed me to allocate and manage my budget over a longer period, allowing me to pay off what I can afford and when. Reviewed on: 30th May 2024
Kenny L's avatar
Kenny L

Very fast and efficient but not all the time it shou...

4
Very fast and efficient but not all the time it should be more easy to contact them and when they call back is a foreign number I can’t call back Reviewed on: 30th May 2024
Marcos M's avatar
Marcos M

Never had a problem with pay pal.

5
Never had a problem with pay pal. Easy to use even for me Reviewed on: 30th May 2024
Robert J's avatar
Robert J

Review PayPal: PayPal Credit now

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