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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181087 reviews)

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4.73

Based on 181,084 reviews, last reviewed 31st Jul 2026

112% increase in 5 star reviews

in the past 90 days

161% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Business with rest of mind Prompt Professional Solve Problems with ease, Security and Prompt Payment Handling. I love PayPal. Will always recommend to anyone Reviewed on: 31st July 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181087)

Esaay to use login and simple asy ti use

Easy ti use login and simple no busy screens Reviewed on: 31st May 2026

Use PayPal for years as a trusted payment provider.

Use PayPal for years as a trusted payment provider. My go to method for purchasing online. Reviewed on: 31st May 2026

Amazing banking company.

Amazing banking company. Great app with easy to use actions and always helps breaking down big payments. Reviewed on: 31st May 2026

Im very happy to have pay pal i use it...

Im very happy to have pay pal i use it every day Reviewed on: 31st May 2026

Quick and easy credit

They helped me buy a phone on their credit when I couldn’t afford to buy one out right which was a life saver as I needed this for work Reviewed on: 31st May 2026

Great service, user friendly app

Great service, user friendly app Reviewed on: 31st May 2026

Excellent products and excellent dispute resolution

Excellent products such as the pay in three and 0% credit over 4 months. Excellent dispute resolution. Reviewed on: 31st May 2026

Often declined, or not allowed to spend at certain v...

Often declined, or not allowed to spend at certain vendors. Quite Limiting. Reviewed on: 31st May 2026

Straightforward and convenient

PayPal Credit has been easy to use and helpful when needing to spreading out large payments. The application process was straightforward, and managing payments through the app is convenient and fairly simple. Reviewed on: 31st May 2026

I've been waiting for an email to reset my password...

I've been waiting for an email to reset my password Reviewed on: 31st May 2026

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