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PayPal: PayPal Credit reviews

4.90
Based on 75,249 reviews, last reviewed 18th Apr 2026
2253400% increase in 5 star reviews
in the past 90 days
6400% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

PayPal credit is amazing because it has made it easi... PayPal credit is amazing because it has made it easier to purchase item at my convenience. Their is less or no charge like every other credit cards . Reviewed on: 18th April 2026
Ayomide's avatar
Ayomide

Latest lowest rating:

2

Frustrating I don’t understand why items that have been refunded still show as an outstanding balance. I am paying for something called Zettle by PayPal but have ... Read more Reviewed on: 18th April 2026
Suzannah W's avatar
Suzannah W

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (75249)

Very useful easy to use brilliant

5
Very useful easy to use brilliant Reviewed on: 29th May 2024

Good aplication.

5
Good aplication. Easy to set up and easy to use online. Reviewed on: 29th May 2024

Easy to use.

5
Easy to use. Fast and secure cannot fault the service and the customer service available from Paypal. I'm secure knowing that my money is secure Reviewed on: 29th May 2024

easy to use and good value on 0% time

5
easy to use and good value on 0% time Reviewed on: 29th May 2024

very pleased with it

5
I’ve used few tie ago and was very pleased with it Reviewed on: 29th May 2024

Just brill, excellent starting credit no problem wha...

5
Just brill, excellent starting credit no problem whatsoever Reviewed on: 29th May 2024

Easy to use.

5
Easy to use. Very straightforward. Reviewed on: 29th May 2024

Interest rate a little high on return payments

5
Interest rate a little high on return payments Reviewed on: 29th May 2024

,great customer service

5
Always sorted issues out very quickly Reviewed on: 29th May 2024

Great experience.

4
Great experience. I have being using PayPal for many years and I fell appreciated as a customer. Reviewed on: 29th May 2024

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review