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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181085 reviews)

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4.73

Based on 181,084 reviews, last reviewed 31st Jul 2026

112% increase in 5 star reviews

in the past 90 days

161% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Business with rest of mind Prompt Professional Solve Problems with ease, Security and Prompt Payment Handling. I love PayPal. Will always recommend to anyone Reviewed on: 31st July 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181085)

Always find the service great.

Always find the service great, when you get to the place you need it works great. Reviewed on: 31st May 2026

The app is great easy to use and informative.

The app is great easy to use and informative Reviewed on: 31st May 2026

PayPal is the G.O.AT. Facts

I've always used PayPal I opened my Account back in omg 2002? Something like that the first and ONLY For online payments with proper security and payment piece of mind ..like why would ya use anything else ! PayPal Proved there Worth with me wayyy Back in the Naughtiez ! I have n will never change Payment Methods... Matter ov Fact-PayPal will Probably be the method of Payment for my own Funeral and Cremation Arrangements ! Reviewed on: 31st May 2026

A great option when online shopping.

I love the pay over 3 months, and the interest free period, so many online retailers now allow you to pay with PayPal, especially an affordable way when buying higher price purchases. The options to store multiple bank accounts. Using the app allows me to keep track of my repayments and in control of my finances. A trustworthy app, and it’s also easier to online shop as when paying with PayPal it automatically picks my home address and saves time at checkout. Reviewed on: 31st May 2026

great experience, great customer service, great app

I’ve always had a great experience with PayPal, myself and many other people I know have been provided great service and I’m aware that PayPal will help fight your corner should a company/provider scam you or be difficult with refunds etc. Couldn’t fault PayPal at all Reviewed on: 31st May 2026

super useful

Very easy and comes in handy when needed Reviewed on: 31st May 2026

It's been so friendly and easy to use

It's been so friendly and easy to use Reviewed on: 31st May 2026

Easy to use, fast and efficient and safe, good custo...

Easy to use, fast and efficient and safe, good customer service, quick to resolve disputes Reviewed on: 30th May 2026

I like PayPal credit for the 4 month interest free a...

I like PayPal credit for the 4 month interest free and the additional consumer protection Reviewed on: 30th May 2026

Great service

I love the fact that you can spread the payments over a period of time and it’s very helpful if there is a problem. Reviewed on: 30th May 2026

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