Smart Money People Logo
Go to business site
Share this page
Link copied

PayPal: PayPal Credit reviews

View other PayPal products
4.90
Based on 65,843 reviews, last reviewed 14th Apr 2026
1385200% increase in 5 star reviews
in the past 90 days
4100% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

The percentage charged for transactions can be a lit... The percentage charged for transactions can be a little high,sorry. Reviewed on: 14th April 2026
Monica S's avatar
Monica S

Latest lowest rating:

1

I want to close PayPal for good as it support evil p... I want to close PayPal for good as it support evil people. I tried several times to close the account Reviewed on: 14th April 2026
Manuela Romeo 's avatar
Manuela Romeo
Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience.
Give a 1 star rating Give a 2 star rating Give a 3 star rating Give a 4 star rating Give a 5 star rating
Write a review

PayPal PayPal Credit reviews (65843)

Best

5
It’s the best thing ever if you don’t use you are silly Reviewed on: 13th August 2022
Stanley Jopson's avatar
Stanley Jopson

Easy to use and simple

5
Great offers and able to spread my cost out. Reviewed on: 13th August 2022
Wasim 's avatar
Wasim

Great Service

5
PayPal credit has been really easy to manage. It is easy to track my spending. The app also make it easy to check your balance and make payments. Reviewed on: 13th August 2022
TxJ_23's avatar
TxJ_23

PayPal easy and convenient

5
Great tool to have to pay for stuff fast, and get a little credit Reviewed on: 13th August 2022
william carver's avatar
william carver

Outstanding

5
Paypal Credit covering you on majority of the websites you purchase off allowing you to buy items and pay it off later. Also allows you to pay in 3 with some products which is helpful. Reviewed on: 13th August 2022
Adam Messahel's avatar
Adam Messahel

A

5
All you need is pay pal and pay pal Reviewed on: 12th August 2022
Agjirim's avatar
Agjirim

Best Credit For Online Shopping

5
I've found paypal credit to come in extremely helpful when shopping online due to its ease and security. Reviewed on: 12th August 2022
MattRichardson's avatar
MattRichardson

Amazing Service

5
Amazing service get support very happy Reviewed on: 12th August 2022
Blade East's avatar
Blade East

Easy

5
Very easy to manage and look over your spendings and payments. Massive plus is a no interest loan! Love it Reviewed on: 12th August 2022
Anete Krista's avatar
Anete Krista

transactions

5
Very easy to transfer and receive monies Reviewed on: 12th August 2022
Shaun Morley's avatar
Shaun Morley

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience.
Give a 1 star rating Give a 2 star rating Give a 3 star rating Give a 4 star rating Give a 5 star rating
Write a review

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account
Man on beach

News, guides and insight from our team

View resource hub
UK money news stories - 24 July 2024
UK money news stories - 24 July 2024
24th July 2024
Posted in Money Talks by Errolyn Smith
Your Money, Your Voice: Have your say
Your Money, Your Voice: Have your say
24th July 2024
Posted in Our insights by Errolyn Smith
Our latest research - customers see little impact of FCA's Consumer Duty one year on
Our latest research - customers see little impact of FCA's Consumer Duty one year on
24th July 2024
Posted in Our insights by Darryl Barkwill
Consumer credit awards winners 2024
Consumer credit awards winners 2024
11th July 2024
Posted in Awards by Darryl Barkwill