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PayPal: PayPal Credit reviews

4.73
Based on 181,084 reviews, last reviewed 31st Jul 2026
112% increase in 5 star reviews
in the past 90 days
161% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Business with rest of mind Prompt Professional Solve Problems with ease, Security and Prompt Payment Handling. I love PayPal. Will always recommend to anyone Reviewed on: 31st July 2026
Toppy 's avatar
Toppy

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026
Bianca Vlascu's avatar
Bianca Vlascu

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (181084)

No issus getting credit, using it or paying the bill.

5
No issus getting credit, using it or paying the bill. Reviewed on: 30th May 2026

Great quick service, easier logins , good to keep t...

5
Great quick service, easier logins , good to keep things secure and stops from entering card details everywhere for shopping Reviewed on: 30th May 2026

Great experience easy access and convenient to use.

5
Great experience easy access and convenient to use. Reviewed on: 30th May 2026

Excellent service and value for easy spending and pa...

5
Excellent service and value for easy spending and pay back. Reviewed on: 30th May 2026

So good I Liked this

5
So good account for everything ,shopping Reviewed on: 30th May 2026

Recommended Service

5
Easy payments, buyer protection and can send money to friends. Reviewed on: 30th May 2026

Very easy

5
Very easy Experian experience would 100% recommend Reviewed on: 30th May 2026

Been using PayPal for years, easy to use everywhere,...

5
Been using PayPal for years, easy to use everywhere, good customer service. Reviewed on: 30th May 2026

Great way to rebuild my financial credit.

5
Great way to rebuild my financial credit. Reviewed on: 30th May 2026

I feel safe using PayPal, as when I purchase from re...

5
I feel safe using PayPal, as when I purchase from retail outlets, it gives me security for my purchases. Reviewed on: 30th May 2026

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