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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181083 reviews)

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4.73

Based on 181,082 reviews, last reviewed 30th Jul 2026

117% increase in 5 star reviews

in the past 90 days

175% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

It’s easy to use PayPal credit or pay in 3 when you... It’s easy to use PayPal credit or pay in 3 when you need a bit of time to pay Reviewed on: 30th July 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181083)

Always feel safe when it’s come money,

Always feel safe when it’s come money, Reviewed on: 30th May 2026

Easy to use

Easy to use and secure when buying online. Secure transfer and easy to track. Pay in three installments without interest is blessing Reviewed on: 30th May 2026

Never had any problems!

Never had any problems! Safe and easy way to pay and receive money. Reviewed on: 30th May 2026

Perfect Paypal

I find the app really easy to use. It is a great way to move money around, make purchases and also keep track of money Reviewed on: 30th May 2026

Generally easy and simple to use.

Generally easy and simple to use. The Human Help Desk has, on several occasions been supremely helpful 5 * ! I think the exchange rates applied (Dollar to GBP) to Honey, "User Crowd" and other "in-house" products is extremely poor. But Pat pal useful for ease of transactions, especially offering fluidity in overall personal financial management. financial Reviewed on: 30th May 2026

No real notification of due date for payments left s...

No real notification of due date for payments left scars on my credit file Reviewed on: 30th May 2026

Everything under one app very convenient

Everything under one app At the press of a button convenient and feel safe when using Reviewed on: 30th May 2026

PayPal have looked after me, particularly when booki...

PayPal have looked after me, particularly when booking a falsified holiday let. They refunded me quickly. Reviewed on: 30th May 2026

Good and easy

It's easy and quick for people like me doest like long waits Reviewed on: 30th May 2026

Excellent for pay in 3, credit service reasonable to...

Excellent for pay in 3, credit service reasonable too compared to other providers. Have used on and off for years, and being so closely linked to eBay has been undeniably helpful in guaranteed payments ands financial security. Reviewed on: 30th May 2026

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