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PayPal: PayPal Credit reviews

View other PayPal products
4.90
Based on 65,292 reviews, last reviewed 14th Apr 2026
1334900% increase in 5 star reviews
in the past 90 days
3900% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Love pay in 3 always helpful very good with disputes... Love pay in 3 always helpful very good with disputes too Reviewed on: 14th April 2026
Silvia C's avatar
Silvia C

Latest lowest rating:

2

I have very bad experience with PayPal I have very bad experience with PayPal Reviewed on: 14th April 2026
Musadaq C's avatar
Musadaq C
Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

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PayPal PayPal Credit reviews (65292)

A good means of spreading payments

5
The ability to spread payments in a transparent way has enabled bigger purchases that I could have paid in one go. The ability to pay back early if finances improve is a bonus. Reviewed on: 8th July 2022
Linda Rowson's avatar
Linda Rowson

Great product

5
Great product. paypal is covers you for any dispute Reviewed on: 8th July 2022
Sujeet Roul's avatar
Sujeet Roul

Paypal

5
I'm so glad Paypal offered me credit....at least now I can buy things I won't for me and the kids....I couldn't do that before with a bad history now I can breathe....I can slowly pay it off...I'm so happy to be with PayPal....diffently would recommend them to family and friends.... Reviewed on: 8th July 2022
Naina's avatar
Naina

easy ,afordable,

5
You get info about transaction every month, its easy to log on and make the payment . Reviewed on: 8th July 2022
arian's avatar
arian

PayPal is quick easy and helpful

5
PayPal have always been very helpful They make clear options to pay back credit with no pressure. You are given ample time and clear terms and conditions. The customer service team have always been very helpful. Reviewed on: 8th July 2022
Jaye 's avatar
Jaye

Love PayPal credit

5
I love PayPal credit. Me and my husband don’t have any outstanding dept and don’t have a mortgage or anything so no one will give us a credit card. But PayPal gave us PayPal credit and we use it to make our lives better. Thank you paypal Reviewed on: 8th July 2022
bad-boys-4life@live.co.uk's avatar
[email protected]

Easy to use PayPal

5
Such an easy way to shop with multiple payment option very easy account management easy to navigate online account giving you all the information regarding your spending Reviewed on: 8th July 2022
Phillip Hint's avatar
Phillip Hint

Very good and easy to use. Payments simple. Low interest on spending

5
Best option out there. Would be great also if paypal credit could enable its customers to send money to your bank acvount. This would make it a fabulous credit provider Reviewed on: 8th July 2022
June paterson's avatar
June paterson

Outstanding

5
Credit check, lending, and repayment couldn't be simpler. All handled online and absolutely instantly. Reviewed on: 8th July 2022
Sam's avatar
Sam

Mr

5
I will happy to get win now Regards Valentin Reviewed on: 8th July 2022
Valentin Tsonev's avatar
Valentin Tsonev

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