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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181083 reviews)

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4.73

Based on 181,082 reviews, last reviewed 30th Jul 2026

117% increase in 5 star reviews

in the past 90 days

175% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

It’s easy to use PayPal credit or pay in 3 when you... It’s easy to use PayPal credit or pay in 3 when you need a bit of time to pay Reviewed on: 30th July 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181083)

Is the perfect place to buy something and pay later.

Is the perfect place to buy something and pay later. I am a client since 2011 Reviewed on: 30th May 2026

Easy, seamless transactions.

Easy, seamless transactions. I rarely need to speak with customer service as I don't generally have issues but on the odd occasion that I have needed to contact someone they have been friendly and helpful. Reviewed on: 30th May 2026

No issues experienced for the past 22yrs

No issues experienced for the past 22yrs Reviewed on: 30th May 2026

Payment is easy and credit available

Payment is easy and credit available Reviewed on: 30th May 2026

So convenient when ordering online, gives me confide...

So convenient when ordering online, gives me confidence to purchase without worry of people having my bank details and great option having PayPal credit to spread the cost. Reviewed on: 30th May 2026

Using PayPal has significantly improved my experience.

Using PayPal has significantly improved my experience. Transfers to foreign bank accounts have helped me streamline sending money to my son. The money appears in his account almost instantly. The credit card I received from PayPal helped me fulfill my dream of getting a category C+E driving license. Fast payments, easy money transfers, perfect. Keep up the good work. Reviewed on: 30th May 2026

PayPal for the people

Just a breeze to use and access. Fuss free, protected and secure. Reviewed on: 30th May 2026

Really easy to use and reassurance when paying for i...

Really easy to use and reassurance when paying for items Reviewed on: 30th May 2026

Company words how good PayPal is

Company words how good PayPal is Reviewed on: 30th May 2026

Confidence

I feel reassured seeing unfamiliar sites that allow PayPal as a payment option and using PayPal for purchases in general. Reviewed on: 30th May 2026

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