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PayPal: PayPal Credit reviews

4.73
Based on 181,082 reviews, last reviewed 30th Jul 2026
117% increase in 5 star reviews
in the past 90 days
175% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

It’s easy to use PayPal credit or pay in 3 when you... It’s easy to use PayPal credit or pay in 3 when you need a bit of time to pay Reviewed on: 30th July 2026
David E's avatar
David E

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026
Bianca Vlascu's avatar
Bianca Vlascu

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (181082)

PayPal has been a huge part of reassurance when purc...

5
PayPal has been a huge part of reassurance when purchasing online. Also, supporting to purchase items out of price range to spread the cost for those who cannot afford to purchase. Reviewed on: 30th May 2026

I love paypal use it with every purchase!

5
I love paypal use it with every purchase! Reliable and easy to use, great for added security when making purchases! Would definitely recommend Reviewed on: 30th May 2026

I use PayPal all the time it’s an absolutely fantast...

5
I use PayPal all the time it’s an absolutely fantastic service Reviewed on: 30th May 2026

Good service ,excellent customer support

5
Good service ,excellent customer support Reviewed on: 30th May 2026

Best finance company

5
Best finance in the UK market, whenever i need a transaction i use paypal Reviewed on: 30th May 2026

Pay pal has made it so much easier to pay...

5
Pay pal has made it so much easier to pay online Reviewed on: 30th May 2026

Saved my financial situation several times. .

5
Saved my financial situation several times. being a single parent of 3, Christmas times can be hard. PayPal credit has been a god send xx Reviewed on: 30th May 2026

Very easy to use

5
Very easy to use from the get go, from applying to using credit. 0% interest payment are amazing and helpfull to those who need something, but cant pay the full amount right away. have had a very good experience in the past with PP Credit. Reviewed on: 30th May 2026

Easy to use, simple to pay off and visibility of rat...

5
Easy to use, simple to pay off and visibility of rates and charges. Reviewed on: 30th May 2026

Never had any issues with PayPal - always been clear...

5
Never had any issues with PayPal - always been clear and helful Reviewed on: 30th May 2026

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