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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181082 reviews)

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4.73

Based on 181,082 reviews, last reviewed 30th Jul 2026

117% increase in 5 star reviews

in the past 90 days

175% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

It’s easy to use PayPal credit or pay in 3 when you... It’s easy to use PayPal credit or pay in 3 when you need a bit of time to pay Reviewed on: 30th July 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181082)

Great to use, easy and amazing customer service.

Great to use, easy and amazing customer service. Now I have a card as well it's basically the perfect way to pay for anything Reviewed on: 30th May 2026

Just easy promise in a world full of complication

Just easy promise in a world full of complication Reviewed on: 30th May 2026

Easy to deal with and very helpful

Easy to deal with and very helpful Reviewed on: 30th May 2026

Very easy to plan

Easy to use, sets payment plan for you so easy to manage too Reviewed on: 30th May 2026

Excellent service as first credit card

Excellent service as first credit card Reviewed on: 30th May 2026

Excellent Service and Complete Peace of Mind

I’m extremely satisfied with PayPal — fast payments, great buyer protection, and a smooth, hassle-free experience every time. Reviewed on: 30th May 2026

Poor customer service, and my money was on hold so I...

Poor customer service, and my money was on hold so I couldn't purchase something which I needed most. Reviewed on: 30th May 2026

I am using PayPal for years now, never had an issue.

I am using PayPal for years now, never had an issue. Reviewed on: 30th May 2026

The Safe Option.

I use PayPal regularly for online purchases and have never had any issues with payments or otherwise. A great tool to have at your fingertips. Reviewed on: 30th May 2026

Paypal makes life easier for me whenever I am buying...

Paypal makes life easier for me whenever I am buying something online. I can use PayPal to buy from almost every seller. Reviewed on: 30th May 2026

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