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PayPal: PayPal Credit reviews

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4.90
Based on 65,974 reviews, last reviewed 14th Apr 2026
1397400% increase in 5 star reviews
in the past 90 days
4100% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Amazing Easy to use, good organisation, easy service Easy to use, good organisation, easy service Reviewed on: 14th April 2026
Dornan 's avatar
Dornan

Latest lowest rating:

1

I want to close PayPal for good as it support evil p... I want to close PayPal for good as it support evil people. I tried several times to close the account Reviewed on: 14th April 2026
Manuela Romeo 's avatar
Manuela Romeo
Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

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PayPal PayPal Credit reviews (65974)

Good idea but limited places to physically use it

3
Good customer service and experience but has a few downsides 1- direct debits come out 5 days after the say e.g had a dd due to leave the account on the 6 it left my acount account on the 11th 2-limited use to mainly major online retailers very few small businesses or shops use them hence limited market access 3 - you can't use it instore Reviewed on: 11th August 2022
Dtm061993's avatar
Dtm061993

Just simple and understandable

5
Credit system simple and clear app account is great and not confusing. Reviewed on: 11th August 2022
alan clemie's avatar
alan clemie

Thank you PayPal

5
Fantastic service love PayPal and always do my transactions with PayPal Reviewed on: 11th August 2022
Atmane 's avatar
Atmane

A massive help

5
PayPal’s credit service has been a massive help to me. It has allowed me to manage my payments better. Reviewed on: 11th August 2022
Jamandro's avatar
Jamandro

Free Freedom

5
PayPal credit allows customers to purchase the products or services they deserve. It is easy to use, very secure and can be easily managed. I would strongly recommend you give it a good shot. Reviewed on: 11th August 2022
DAVID TANDI's avatar
DAVID TANDI

Flexible payments brilliant

5
Great all round service especially the choice of how to pay !! Reviewed on: 11th August 2022
Allison Milliner's avatar
Allison Milliner

Very good service

5
I’m very happy to PayPal service Reviewed on: 11th August 2022
Mostaque chowdhury's avatar
Mostaque chowdhury

PayPal credit is a lifesaver

5
I can't recommend PayPal credit and PayPal in 3 enough. It has made online payments so much easier and stress-free. Reviewed on: 11th August 2022
Starla's avatar
Starla

Better than credit card

5
It really helped me in many situations that i could actually pay with Paypal Credit. Very grateful. Reviewed on: 11th August 2022
Anonymous's avatar
Anonymous

Spread the cost

5
Paypal make it easy to spread the cost over 3 equal payments interest free, it just doesn't feel like your in dept. Reviewed on: 11th August 2022
Chris rutter's avatar
Chris rutter

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