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PayPal: PayPal Credit reviews

View other PayPal products
4.90
Based on 75,282 reviews, last reviewed 18th Apr 2026
2256300% increase in 5 star reviews
in the past 90 days
6400% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Excellent options Helpful to have this payment option, useful for bigger purchases Reviewed on: 18th April 2026
Lynnie 's avatar
Lynnie

Latest lowest rating:

2

Frustrating I don’t understand why items that have been refunded still show as an outstanding balance. I am paying for something called Zettle by PayPal but have ... Read more Reviewed on: 18th April 2026
Suzannah W's avatar
Suzannah W
Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

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PayPal PayPal Credit reviews (75282)

I have used PayPal credit on many occasions.

5
I have used PayPal credit on many occasions. Great for spreading your costs over an interest free period. Such great service. Easy to manage your credit online. Reviewed on: 29th May 2024
Simon P's avatar
Simon P

PayPal credit has enabled me to provide for my son i...

5
PayPal credit has enabled me to provide for my son in a way that means I’m spending the least amount of money as possible. Reviewed on: 29th May 2024
Aimee 's avatar
Aimee

Has been really helpful in helping me manage my own...

5
Has been really helpful in helping me manage my own money Reviewed on: 29th May 2024
Tracy M's avatar
Tracy M

A handy payment tool.

5
A handy payment tool. A wallet with options. Reviewed on: 29th May 2024
Fran S's avatar
Fran S

Brilliant service easy to use.

5
Brilliant service easy to use. Straight forward, trustworthy Reviewed on: 29th May 2024
Rachel 's avatar
Rachel

PayPal app

5
Great app and easy to use does not take long. Reviewed on: 29th May 2024
Nicholas Booth's avatar
Nicholas Booth

The best one

5
I am very happy with PayPal. I am using it daily. Reviewed on: 29th May 2024
Nadia 's avatar
Nadia

Try it by your own

5
Easy to use and reliable try by yourself Reviewed on: 29th May 2024
Marcin I's avatar
Marcin I

Very easy to use and can get interest free credit fo...

5
Very easy to use and can get interest free credit for a few months which is very helpful for me Reviewed on: 29th May 2024
Darren F's avatar
Darren F

I have used PayPal credit for several purchases and...

5
I have used PayPal credit for several purchases and found it easy to use and access. Issues have been dealt with with ease. I also use the pay in three which is a fantastic idea and gives me a chance to purchase items without having to pay interest. Reviewed on: 29th May 2024
Diane O's avatar
Diane O

Review PayPal: PayPal Credit now

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