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PayPal: PayPal Credit reviews

4.73
Based on 181,082 reviews, last reviewed 30th Jul 2026
117% increase in 5 star reviews
in the past 90 days
175% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

It’s easy to use PayPal credit or pay in 3 when you... It’s easy to use PayPal credit or pay in 3 when you need a bit of time to pay Reviewed on: 30th July 2026
David E's avatar
David E

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026
Bianca Vlascu's avatar
Bianca Vlascu

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (181082)

A credit account that's easy to set upp and run.

5
A credit account that's easy to set up and run. Also a garenteed payment if supplier does not deliver Reviewed on: 30th May 2026

Helmet buying

5
Easy to use and versatile, extremely happy also most companies use as well Reviewed on: 30th May 2026

Pay pal get everything sorted out for you very quick...

5
Pay pal get everything sorted out for you very quickly and efficiently Reviewed on: 30th May 2026

Good way to pay

5
Not had a problem using PayPal, refunds are issued quickly, paying for large items useful just wish I could pay the monthly payment from my credit card. Reviewed on: 30th May 2026

So easy to use for payments, they even have a debit...

5
So easy to use for payments, they even have a debit card. Finance options are good too. Reviewed on: 30th May 2026

Good service never had any problems

5
Good service never had any problems Reviewed on: 30th May 2026

Love using PayPal to spread the cost great service

5
Love using PayPal to spread the cost great service Reviewed on: 30th May 2026

It's the most secure way of paying for your purchase...

5
It's the most secure way of paying for your purchases and it's the widely used by retailers. Reviewed on: 30th May 2026

Never had an issue

5
I’ve used PayPal since first introduced and have never had any issues. Over the years I have recommended to many friends and family Reviewed on: 30th May 2026

Excellent

5
Excellent service Allows you to get the stuff you want and spread the cost Also the rewards are good Reviewed on: 30th May 2026

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