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PayPal: PayPal Credit reviews

View other PayPal products
4.90
Based on 75,477 reviews, last reviewed 18th Apr 2026
2274600% increase in 5 star reviews
in the past 90 days
6400% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Student teacher life saver As a student teacher, PayPal credit got me through uni! It is so easy and simple to pay back and is simple to use, and allows you to make the most of ... Read more Reviewed on: 18th April 2026
Jessica B's avatar
Jessica B

Latest lowest rating:

2

Frustrating I don’t understand why items that have been refunded still show as an outstanding balance. I am paying for something called Zettle by PayPal but have ... Read more Reviewed on: 18th April 2026
Suzannah W's avatar
Suzannah W
Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

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PayPal PayPal Credit reviews (75477)

Years of Use, Zero Problems!

5
As a long-standing customer of PayPal, I have always experienced exceptional service without any issues. I particularly appreciate the convenience of using PayPal Credit, allowing me to make purchases and repay over a few months without concern for hidden fees or additional charges. Reviewed on: 29th May 2024
GGav's avatar
GGav

Buy now pay later service is really helpful

4
Buy now pay later service is really helpful Reviewed on: 29th May 2024
Jamal Khan's avatar
Jamal Khan

PayPal Credit Curve Essential

5
PayPal credit and now the use of the Curve card has made my life so much easier. Reviewed on: 29th May 2024
Johnathan B's avatar
Johnathan B

Great service and easy as 1 2 3 on using it and mana...

5
Great service and easy as 1 2 3 on using it and managing your payments Reviewed on: 29th May 2024
Jonny m's avatar
Jonny m

Simple & Hassle free.

5
Using PayPal credit is simple and hassle free, it’s always been there if and when I need it. Simple a pleasant no questions hassle free service. Reviewed on: 29th May 2024
Alexsia H's avatar
Alexsia H

Affordable way to borrow and buy needed items.

5
Affordable way to borrow and buy needed items. Reviewed on: 29th May 2024
Ade's avatar
Ade

Great for presents

5
I’ve always used PayPal, my husband more than me, it’s great for buying each other presents so we don’t know what they’re other has bought Reviewed on: 29th May 2024
Karen D's avatar
Karen D

It’s very helpful when struggling money wise

5
It’s very helpful when struggling money wise Reviewed on: 29th May 2024
Vita S's avatar
Vita S

Good professional service which fulfill my requireme...

5
Good professional service which fulfill my requirements Reviewed on: 29th May 2024
Vladimir M's avatar
Vladimir M

It really helps spread the cost.

5
It really helps spread the cost. Reviewed on: 29th May 2024
Matt S's avatar
Matt S

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