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PayPal: PayPal Credit reviews

4.90
Based on 75,437 reviews, last reviewed 18th Apr 2026
2270700% increase in 5 star reviews
in the past 90 days
6400% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

PP is very easy to use to pay for goods, and the pay... PP is very easy to use to pay for goods, and the pay in 3 is excellent. Reviewed on: 18th April 2026
Kerry W's avatar
Kerry W

Latest lowest rating:

2

Frustrating I don’t understand why items that have been refunded still show as an outstanding balance. I am paying for something called Zettle by PayPal but have ... Read more Reviewed on: 18th April 2026
Suzannah W's avatar
Suzannah W

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (75437)

Lovely experience

5
Its a good experience, its convenient, self sufficient Reviewed on: 29th May 2024

the best way to get anything you need and safe.

5
the best way to get anything you need and safe. never had a problem . been with paypal for 25 years Reviewed on: 29th May 2024

No fault whatsoever.

5
No fault whatsoever. Been with paypal for many years now and I can't fault it Reviewed on: 29th May 2024

New products like 'pay in three' have enabled me in...

5
New products like 'pay in three' have enabled me in making sound and safe purchases in an affordable way without having to wait. Reviewed on: 29th May 2024

Fantastic and easy to use

5
Really easy to pay for goods with a number of credit options. Account admin super intuitive and great app Reviewed on: 29th May 2024

They help after being scammed...

5
Love how they are able to assist after being scammed I have learnt not to buy things on Facebook though Reviewed on: 29th May 2024

Very easy to use, also easy to set up.

5
Very easy to use, also easy to set up. I like to have a time without interest which PayPal credit offers on bigger purchases. It helped me get some appliances for the house which I wouldn't have been able to get without it. Reviewed on: 29th May 2024

It’s awesome and easy to use safely .

5
It’s awesome and easy to use safely . Reviewed on: 29th May 2024

good offers - but low credit limit

5
Have Had PayPal for years / good offers but low limit Reviewed on: 29th May 2024

I have found pay pal credit to be very convenient an...

5
I have found pay pal credit to be very convenient and easy to use. It’s been very helpful over the years I have used it. Reviewed on: 29th May 2024

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