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PayPal: PayPal Credit reviews

4.73
Based on 181,082 reviews, last reviewed 30th Jul 2026
117% increase in 5 star reviews
in the past 90 days
175% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

It’s easy to use PayPal credit or pay in 3 when you... It’s easy to use PayPal credit or pay in 3 when you need a bit of time to pay Reviewed on: 30th July 2026
David E's avatar
David E

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026
Bianca Vlascu's avatar
Bianca Vlascu

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (181082)

Just what it says on the tin.

5
Just what it says on the tin. Never any issues and if there is customer services are very good Reviewed on: 30th May 2026

Paypal Credit helped me when I needed it most

5
Paypal Credit helped me when I needed it most Reviewed on: 30th May 2026

Amazing paypal

5
Very easy to use and quick response from customer service Reviewed on: 30th May 2026

Amazing, I have never had any issues and have found...

5
Amazing, I have never had any issues and have found it so helpful Reviewed on: 30th May 2026

Quick and great choice of payment plans

5
Quick and great choice of payment plans Reviewed on: 30th May 2026

Love pay pal would use any other payment provider i...

5
Love pay pal would use any other payment provider i know my money is safe with pp Reviewed on: 30th May 2026

Fast, positive reaction to problem.

5
I did have a suspicious charge on my account that was immediately dealt with once reported. Reviewed on: 30th May 2026

PayPal credit is excellent very useful easy payments...

5
PayPal credit is excellent very useful easy payments and great customer service I would recommend it to everyone than you Reviewed on: 30th May 2026

Good service 10/10

5
Fast and easy use, good customer service. Reviewed on: 30th May 2026

Excellent company to use to pay for goods

5
Have used PayPal many times, always a good experience, upfront with fees, great customer service, a company I can trust Reviewed on: 30th May 2026

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