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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181082 reviews)

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4.73

Based on 181,082 reviews, last reviewed 30th Jul 2026

117% increase in 5 star reviews

in the past 90 days

175% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

It’s easy to use PayPal credit or pay in 3 when you... It’s easy to use PayPal credit or pay in 3 when you need a bit of time to pay Reviewed on: 30th July 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181082)

Never had a problem.

Never had a problem. No hassles and payments on time Reviewed on: 30th May 2026

It's good, ideal for when funds are a bit tight in c...

It's good, ideal for when funds are a bit tight in certain months, helps a lot to get those extras without breaking the bank. Reviewed on: 30th May 2026

Nothing but fantastic customer service from start to...

Nothing but fantastic customer service from start to finish Reviewed on: 30th May 2026

PayPal always has me covered,...

All I can say is that PayPal always has me covered, excellent service and reliability. You never go wrong. Reviewed on: 30th May 2026

Able to pay over time

I ordered a larger item and being able to spread the cost over 2 yrs was a great help and gave me peace of mind Reviewed on: 30th May 2026

Trust PayPay

So easy to use if I cart use PayPal on line I won’t buy from the site , PayPal give me peace of mind when shopping, plus I get points for using it thank you . Reviewed on: 30th May 2026

PayPal credit helps money management

Helpful to use credit facility to manage money through the year especially birthday holiday and Christmas times. Reviewed on: 30th May 2026

They give 4 interest free as standard for all purchases

They give 4 interest free as standard for all purchases Reviewed on: 30th May 2026

PayPal, most best finance option around.

PayPal has been by far the best and most simple finance option. Everything is so clear to use and their choices of how to pay are perfect. I would highly recommend. Thanks to PayPal I built an excellent credit rating. Reviewed on: 30th May 2026

Never had any issues

Never had any issues - always worked when needed Reviewed on: 30th May 2026

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