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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181082 reviews)

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4.73

Based on 181,082 reviews, last reviewed 30th Jul 2026

117% increase in 5 star reviews

in the past 90 days

175% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

It’s easy to use PayPal credit or pay in 3 when you... It’s easy to use PayPal credit or pay in 3 when you need a bit of time to pay Reviewed on: 30th July 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181082)

quick simple easy to use and very clear.

quick simple easy to use and very clear. Really value the pay in 3 option has helped greatly in getting those £100/£200 purchases when things a little tight. The paypal credit has been aa god send and is now great as things have improved I can see the amount I owe dropping month by month. Reviewed on: 30th May 2026

Used it for years

Used it for years, especially for credit, cleared it twice and would still recommend using it Reviewed on: 30th May 2026

I like that they always keep in touch,I like the Pay...

I like that they always keep in touch,I like the Pay in 3 option. Reviewed on: 30th May 2026

Great service

Great service will continue to use PayPal Reviewed on: 30th May 2026

No problem great bank to use.

No problem great bank to use. Simple quick and easy. Fast approval and sensible credit limits Reviewed on: 30th May 2026

They have always been there when I needed cash , bei...

They have always been there when I needed cash , being a pensioner is hard especially at xmas but I can always borrow money and pay back in installments I don’t know were I’d be without this service Reviewed on: 30th May 2026

Reliable

PayPal is always a reliable payment method and has never let me down. Also, the PayPal credit card has always been there in emergencies, offering ease of use with fantastic payback time limits. Reviewed on: 30th May 2026

Pay pal is my number one goto for online shopping an...

Pay pal is my number one goto for online shopping and saftey, its so easy to use and i would fully recomend them, just remember when using to keep paying them back likecand credit system or bank. Reviewed on: 30th May 2026

Always help especially when making bigger purchases

Always help especially when making bigger purchases Reviewed on: 30th May 2026

Straight forward is easy to use, and it makes everyt...

Straight forward is easy to use, and it makes everything easier. Reviewed on: 30th May 2026

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