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PayPal: PayPal Credit reviews

View other PayPal products
4.90
Based on 66,076 reviews, last reviewed 14th Apr 2026
1406400% increase in 5 star reviews
in the past 90 days
4100% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Good reliable service Has been a positive experience to-date without issues so far Reviewed on: 14th April 2026
R F's avatar
R F

Latest lowest rating:

1

I want to close PayPal for good as it support evil p... I want to close PayPal for good as it support evil people. I tried several times to close the account Reviewed on: 14th April 2026
Manuela Romeo 's avatar
Manuela Romeo
Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (66076)

interest free 3 payments or 4 months amazing!!!

5
best payment service provider for consumer rights and protection service, also offer great financial payment plans with varied options, cant go wrong choosing this for peace of mind and security Reviewed on: 12th August 2022
Henz Shaz's avatar
Henz Shaz

Excellent

5
Excellent service Reviewed on: 12th August 2022
Regan's avatar
Regan

Nice limits, fair apr

4
Used PayPal credit a few times, the APR is fair and quite competitive. Reviewed on: 12th August 2022
N H's avatar
N H

Reliable and trust worthy

5
I rely on paypal ccredit as a backup to my money at the end of the month. At the end of the month on payday i pay off what i owe (if any) knowing i can trust and know that it has my back when i need it. Reviewed on: 12th August 2022
Debra Yasin's avatar
Debra Yasin

Handy to have.

4
Getting monies returned from some vendors. Reviewed on: 12th August 2022
Maurice Eaton's avatar
Maurice Eaton

Stress free use and hassle free

5
Used PayPal Credit to purchase a laptop and it has been a seamless and stress free experience throughout, from signing up to purchasing and the automatic payments. Absolutely loving it! Reviewed on: 12th August 2022
Ankur Aggarwal's avatar
Ankur Aggarwal

Super secure

5
Makes money transfer and purchases so easy and safe Reviewed on: 12th August 2022
Kristina's avatar
Kristina

PayPal has been a really good experience

5
I can now use up to £1200 of my credit account without interest and pay monthly which has been an excellent way to manage my money. I definitely recommend PayPal credit. Reviewed on: 12th August 2022
Khadija's avatar
Khadija

Amazing credit system

5
Very easy to use and change around to best fit your situation Reviewed on: 12th August 2022
Steven Richards's avatar
Steven Richards

Excellent!

5
Responsible lender and really flexible with customers especially during the difficult months of the Covid pandemic Reviewed on: 12th August 2022
cliona mccarney's avatar
cliona mccarney

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