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PayPal: PayPal Credit reviews

4.90
Based on 105,202 reviews, last reviewed 12th May 2026
2508150% increase in 5 star reviews
in the past 90 days
7400% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Easy money transfer and storage now inclute crypto Easy money transfer and storage now inclute crypto Reviewed on: 12th May 2026
Vladimir U's avatar
Vladimir U

Latest lowest rating:

1

Not good at all, Paypal is highly Not recommended I've been a loyal customer with this company for more than 10 years and I noticed a critical decline in the quality of customer service, who are mostl... Read more Reviewed on: 12th May 2026
Eli 's avatar
Eli

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (105202)

Review of the PayPal, PayPal Credit:

Good experience only customer service in chat but ha...

5
Good experience only customer service in chat but hard sometimes Reviewed on: 12th June 2024

Easy to use and prompt reminders

5
Easy to use and I like that I get reminder before payments due Reviewed on: 11th May 2026

Excellent

5
It’s safer to use PayPal and pal credit online Reviewed on: 11th May 2026

Easy to use app easy to see payments and make purcha...

5
Easy to use app easy to see payments and make purchases Reviewed on: 11th May 2026

Helping me for credit score, my credit score was low...

5
Helping me for credit score, my credit score was low but after pay pal it increased Reviewed on: 11th May 2026

Always very helpful if anything goes wrong

5
Always very helpful if anything goes wrong Reviewed on: 11th May 2026

In general good .

4
In general good . I like using PayPal as a safe method of payment Reviewed on: 11th May 2026

Great App For your Bank Card and Credit

5
PayPal has been great when I have not got my card on me and needed to pay for things. Reviewed on: 11th May 2026

Quick and easy to use.

5
Quick and easy to use. Also love the point system Reviewed on: 11th May 2026

Great tool to spread purchases, and good repayment s...

5
Great tool to spread purchases, and good repayment solutions Reviewed on: 11th May 2026

Super convenient.

5
Super convenient with the added bonus of protection on your purchases. Reviewed on: 11th May 2026