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PayPal: PayPal Credit reviews

View other PayPal products
4.90
Based on 66,667 reviews, last reviewed 15th Apr 2026
1460700% increase in 5 star reviews
in the past 90 days
4200% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Simple and easy to use brilliant service Simple and easy to use brilliant service Reviewed on: 15th April 2026
Ashley M's avatar
Ashley M

Latest lowest rating:

1

Like the points, and how easy it is to use them on f... Like the points, and how easy it is to use them on future purchases Reviewed on: 15th April 2026
Steven Nahum's avatar
Steven Nahum
Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (66667)

Simple, easy credit

5
I've been using PayPal credit for a year now and it has been a great way to build up credit through online purchases. I personally prefer their split in three payment method but their interest free lending for purchases over £99 is just great for those more expensive, emergency purchases Reviewed on: 31st July 2023
El's avatar
El

Fabulous

5
As for me it is necessary for life, it makes shopping much easier. Very easy to use, everything clearly described. Highly recommended Reviewed on: 31st July 2023
Katarzyna Szewczyk 's avatar
Katarzyna Szewczyk

Quick and versatile credit

5
Both PayPal credit options are easy to use and are very convenient. For items under £99, Pay in three is very affordable and interest free. For more expensive items I find PayPal credit especially useful with four months interest free. I always try to clear my balance within the free period but can extend it for a small interest charge. As with all credit solutions you must take care not to over extend yourself. Reviewed on: 31st July 2023
Graham N's avatar
Graham N

Spot on

5
Very suitable credit.Spot on.Thanks Reviewed on: 31st July 2023
Michal's avatar
Michal

Exceedingly Good Card

5
Well recommend, one of the best credit cards around. Reviewed on: 31st July 2023
Isam Bashier's avatar
Isam Bashier

Perfect

5
Always available when I need it and easy to use Reviewed on: 31st July 2023
Peter Ronald Cupit's avatar
Peter Ronald Cupit

Helps takes the pressure off

5
PayPal credit was a real life saver when we were a bit short coming up to holiday. It really took the pressure off and let us still enjoy our holiday. Reviewed on: 31st July 2023
Steven Seniw's avatar
Steven Seniw

PayPal is a way to pay

5
Great customer service as always. Being a customer for number of years. My payments and details are never at risk. Disputes are being resolved in timely manner and I'm very pleased with PayPal overall. I will always use PayPal to make any payments where applicable so do my family members and friends. Highly recommend for everyone. Reviewed on: 31st July 2023
Jakub Stachurski's avatar
Jakub Stachurski

Fast and reliable

5
Makes paying for bigger items easy, fast and reliable,and your backed by PayPal if any issues arise,They are my go to every time Reviewed on: 31st July 2023
Geoff Wade's avatar
Geoff Wade

Easy credit

5
Very easy to deal with, and very professional Reviewed on: 31st July 2023
neville passmore's avatar
neville passmore

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