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PayPal: PayPal Credit reviews

4.73
Based on 181,080 reviews, last reviewed 29th Jul 2026
123% increase in 5 star reviews
in the past 90 days
179% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Reliable trusted finance that’s good value Reliable trusted finance that’s good value Reviewed on: 29th July 2026
Paul Graver's avatar
Paul Graver

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026
Bianca Vlascu's avatar
Bianca Vlascu

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (181080)

it’s so easy to use!

5
Very much enjoy PayPal - it’s so easy to use and it feels safe. I can’t tell you how easy it is to just transfer money, with such a swift process and no stress. Reviewed on: 30th May 2026

They always get me refunds if the goods and services...

5
They always get me refunds if the goods and services I purchased are not what was advertised Reviewed on: 30th May 2026

Interest free payment plans

5
The availability of payment plans without interest or additional charges is extremely helpful when paying for expensive items. Much better than a credit card! Reviewed on: 30th May 2026

The pay in three option

5
The pay in three option is a great way of never missing a payment or incurring fees Reviewed on: 30th May 2026

I’ve alway used PayPal for as long as I can remember...

5
I’ve alway used PayPal for as long as I can remember great service Reviewed on: 30th May 2026

I use PayPal for business

5
I use PayPal regularly and love the ease and convenience Reviewed on: 30th May 2026

Very good can trust so far no issues

5
Very good can trust so far no issues Reviewed on: 30th May 2026

I have used PayPal for a long tim!

5
I have used PayPal for a long time and always feel protected when using them to buy things. It’s easy to use and simple to navigate the app. Reviewed on: 30th May 2026

Powerpay

5
Awesome app at your fingers with the knowledge of online safety and efficiency Reviewed on: 30th May 2026

A fantastic platform for transfers and buying/selling

5
PayPal has been a staple platform in my life for many years and their range of financial services are fantastic. Reviewed on: 30th May 2026

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